FTMO Challenge Cost 2026: What You'll Actually Pay
Wondering how much an FTMO challenge costs in 2026? FTMO offers two evaluation paths — a 1-Step and a 2-Step challenge — with prices ranging from $79 to $1,080 depending on the account size and model you choose. Here's a complete breakdown of every price point.
1-Step Challenge Prices
The 1-Step challenge requires a 10% profit target with no minimum trading days. You get a 90% profit split from day one and a 3% daily loss limit.
| Account Size | Price | Profit Target | Daily Loss | Max Loss | Profit Split |
|---|---|---|---|---|---|
| $10,000 | $79 | 10% | 3% | 10% | 90% |
| $25,000 | $199 | 10% | 3% | 10% | 90% |
| $50,000 | $319 | 10% | 3% | 10% | 90% |
| $100,000 | $499 | 10% | 3% | 10% | 90% |
| $200,000 | $999 | 10% | 3% | 10% | 90% |
2-Step Challenge Prices
The 2-Step evaluation splits targets across two phases — 10% in Phase 1 and 5% in Phase 2 — with a minimum of 4 trading days per phase.
| Account Size | Price | Phase 1 | Phase 2 | Daily Loss | Max Loss | Profit Split |
|---|---|---|---|---|---|---|
| $10,000 | $89 | 10% | 5% | 5% | 10% | 80% |
| $25,000 | $250 | 10% | 5% | 5% | 10% | 80% |
| $50,000 | $345 | 10% | 5% | 5% | 10% | 80% |
| $100,000 | $540 | 10% | 5% | 5% | 10% | 90% |
| $200,000 | $1,080 | 10% | 5% | 5% | 10% | 90% |
FTMO $100K Challenge Cost: Value Breakdown
The $100K account is FTMO's most popular tier. Here's how the two models compare:
| Model | Price | Cost per $100 of Capital | Profit Split |
|---|---|---|---|
| 1-Step | $499 | $0.50 | 90% |
| 2-Step | $540 | $0.54 | 90% |
What's Included in the Fee
Every FTMO challenge fee covers: access to MT4, MT5, cTrader, or DXTrade, 1:100 leverage, balance-based drawdown, and bi-weekly payouts once funded. The fee is fully refundable after your first payout. FTMO also offers a scaling plan up to $2,000,000.
For a deeper look at rules and features, read our full FTMO Review 2026.
FAQ
How much does the FTMO 100K challenge cost?
The FTMO $100K 1-Step challenge costs $499 and the 2-Step costs $540. Both offer a 90% profit split at this tier.
Is the FTMO challenge fee refundable?
Yes. FTMO refunds your challenge fee with your first profit payout once you become a funded trader.
Which FTMO challenge is cheaper, 1-Step or 2-Step?
The 1-Step is cheaper at every account size. For example, the $100K 1-Step costs $499 vs. $540 for the 2-Step — a $41 difference.
How much is the cheapest FTMO challenge?
The cheapest FTMO challenge is the $10,000 1-Step at $79. The cheapest 2-Step starts at $89.
Is FTMO worth the cost in 2026?
At $0.50 per $100 of funded capital (1-Step $100K), FTMO remains competitively priced. With 11 years of track record, a 4.8/5 Trustpilot rating, and payouts every 14 days, the cost is justified for serious traders.
