Head-to-Head Comparison

FTMO vs FXIFY: Which Is Better in 2026?

Compare FTMO and FXIFY side by side. Profit splits, prices, challenges, payout speed, trading rules, and more. Based on verified data.

Last updated: April 1, 2026

FXIFY and FTMO are two of the most compared forex prop trading firms in 2026. FXIFY holds a 4.83 Trustpilot rating from 5,047 reviews, while FTMO is rated 4.80 based on 38,670 trader reviews. Here's how they compare on pricing, profit splits, drawdown rules, and payout conditions.

Both firms offer the same 90% profit split. On pricing, FXIFY starts at $39 while FTMO begins at $79, though FTMO offers up to $2M in maximum allocation. FXIFY uses trailing-based drawdown while FTMO uses balance-based drawdown, which is an important distinction for risk management. FXIFY additionally permits copy trading, giving it an edge for traders who rely on these strategies.

Choose FXIFY if you prioritize low entry pricing from $39 and scaling up to $4M. Choose FTMO if balance-based drawdown (more forgiving) and a large community (38,670+ reviews) matter more to you. Both firms are verified and offer scaling plans, so the right choice depends on your trading style and priorities.

Quick Verdict

Overall Winner

FTMO

Scores 80/100 overall based on trust, conditions, payouts, strategies, and platform access.

/ 100

Rating

4.8

FTMOFXIFY

Profit Split

90%

FTMOFXIFY

Starting Price

$79

$39

FTMOFXIFY

Max Allocation

$2M

$4M

FTMOFXIFY

First Payout

14 days

N/A

FTMOFXIFY

Strategy Freedom

5/8

7/8

FTMOFXIFY

Score Breakdown

FTMO

Trust & Reputation

Trading Conditions

Payout Quality

Strategy Freedom

Platform & Access

FXIFY

Trust & Reputation

Trading Conditions

Payout Quality

Strategy Freedom

Platform & Access

Detailed Side-by-Side Comparison

Metric

FTMO

FXIFY

Overview

Rating

4.8

Reviews

40,179

5,346

Years Active

11 years

4 years

Verified

Country

Market

forex

Pricing & Value

Starting Price

$79

$39

Max Allocation

$2M

$4M

Profit Split

90%

Fee Refundable

Best Discount

No offer

28% off

Risk Management

Daily Loss Limit

Max Loss

10%

Drawdown Type

balance

trailing

Leverage

1:100

1:30

Execution

STP

Payouts

First Payout

14 days

N/A

Payout Frequency

bi-weekly

monthly,bi-weekly

Scaling

Allowed Strategies

EA/Bots

Scalping

News Trading

Weekend Hold

Copy Trading

Hedging

Martingale

HFT

Platforms & Access

Platforms

MT4, MT5, cTrader, DXTrade

MT4, MT5, DXTrade, TradingView

Assets

FX, Metals, Indices, Commodities, Crypto, Stocks

US Accepted

View FTMO

View FXIFY

Challenge Price Comparison

Comparing prices for matching account sizes available at both FTMO and FXIFY.

Account Size

FTMO

FXIFY

Savings

$10K(1-step)

$79

$42

Save $37 with FXIFY

$25K(1-step)

$199

$71

Save $128 with FXIFY

$50K(1-step)

$319

$143

Save $176 with FXIFY

$100K(1-step)

$499

$215

Save $284 with FXIFY

$200K(1-step)

$999

$359

Save $640 with FXIFY

Pros & Cons

FTMO

Pros

Faster first payout (14 days)
More reviews (40,179)
Verified firm
11 years of experience
Account scaling available

Cons

Lower rating than FXIFY
Higher starting price ($79)
Fewer allowed strategies

FXIFY

Pros

Higher rating (4.8/5 vs 4.8/5)
Higher max allocation ($4M)
Lower starting price ($39)
More trading strategies allowed (7/8)

Cons

Slower first payout (14 days)

Who Should Choose Which?

Choose FTMO if you...

Want fast payouts
Plan to scale your account over time
Prioritize a highly-rated, trusted firm
Want your challenge fee refunded after passing

View FTMO Details

Choose FXIFY if you...

Are looking for a budget-friendly option
Need high capital allocation (up to $4M)
Plan to scale your account over time
Need maximum trading flexibility (EAs, scalping, news trading)
Prioritize a highly-rated, trusted firm

View FXIFY Details

Frequently Asked Questions

Is FTMO better than FXIFY?

Based on our data-driven analysis, FTMO scores 80/100 overall. FTMO excels in trust & reputation, while FXIFY stands out for trading conditions. The best choice depends on your priorities as a trader.

Which is cheaper, FTMO or FXIFY?

FTMO starts at $79 while FXIFY starts at $39. FXIFY offers the lower entry price. However, consider the profit split and payout rules for the true value comparison.

Which has better profit splits, FTMO or FXIFY?

FTMO offers up to 90% profit split, while FXIFY offers up to 90% profit split. FTMO has the higher profit share. Some firms increase splits through scaling programs.

Can I use Expert Advisors (EAs) with FTMO and FXIFY?

FTMO allows Expert Advisors, and FXIFY allows them. Both firms support automated trading.

Which firm pays out faster, FTMO or FXIFY?

FTMO's first payout is available after 14 days with bi-weekly frequency. FXIFY offers first payout after 14 days with monthly,bi-weekly payouts. FTMO gets you paid sooner.

Are FTMO and FXIFY legit?

FTMO has been operating for 11 years with 40,179 reviews and a 4.8/5 ratingverified. FXIFY has 4 years of operation with 5,346 reviews and a 4.8/5 ratingverified. Both are established prop trading firms.