Fidelity Vs Vanguard: Full Comparison (2026)

FTMO vs Funding Pips: Which Prop Firm is Right for You?

Choosing the right prop trading firm can significantly impact your trading career. Today, April 09, 2026, we're diving into a detailed comparison of two prominent players in the forex prop trading space: FTMO and Funding Pips. Both offer funded accounts and the potential for substantial profit splits, but their approaches, rules, and platforms differ. This article will break down the key differences between FTMO and Funding Pips to help you make an informed decision.

Side-by-Side Comparison: FTMO vs Funding Pips

Trading Rules Comparison

Understanding the specific trading rules of each firm is crucial for success. While specific details regarding news trading, scalping, and weekend holding can vary and may be subject to change, here's a general comparison based on common prop firm practices and information available:

News Trading

Both FTMO and Funding Pips generally allow news trading, but it's essential to confirm their current policies as restrictions can sometimes apply, especially during high-impact news events. Traders should always check the specific terms and conditions to avoid violations.

Scalping

Scalping is generally permitted by both FTMO and Funding Pips. However, traders should ensure their scalping strategies comply with any minimum trade duration rules that might be in place. Again, verifying current policies is recommended.

Weekend Holding

Both FTMO and Funding Pips typically allow traders to hold positions over the weekend. However, it's vital to confirm that there are no specific restrictions related to weekend margin requirements or other policies that could impact weekend holding strategies.

Try FTMO →
Try Funding Pips (5% OFF) →

Pricing Deep Dive

Let's compare the pricing for similar account sizes offered by FTMO and Funding Pips. Note that the profit split and challenge rules also play a significant role in determining overall value.

$10,000 Account Comparison

• FTMO:
  • 1-Step FTMO $10,000: $79.0, 90.0% split, target P1: 10.0%, daily DD: 3.0%, max DD: 10.0%, min days: 0
  • 2-Step FTMO $10,000: $89.0, 80.0% split, target P1: 10.0%, daily DD: 5.0%, max DD: 10.0%, min days: 4
• Funding Pips:
  • Zero $10K $10,000: $99.0, 95.0% split, target P1: 0.0%, daily DD: 3.0%, max DD: 5.0%, min days: 7
  • One Step $10K $10,000: $99.0, 80.0% split, target P1: 0.0%, daily DD: 3.0%, max DD: 6.0%, min days: 3
  • Two Step $10K $10,000: $36.0, 80.0% split, target P1: 0.0%, daily DD: 5.0%, max DD: 10.0%, min days: 3

For a $10,000 account, Funding Pips offers a significantly cheaper 2-step challenge. FTMO's 1-step challenge comes in at a similar price to Funding Pips' Zero and One-Step challenges. FTMO offers a higher profit split on the 1-step challenge (90% vs 80% on Funding Pips' One-Step), but Funding Pips offers a 95% split on their Zero step. The daily and max drawdown also vary depending on the challenge, and traders should carefully consider which challenge suits their trading style best.

$25,000 & $50,000 Account

Pricing trends continue for larger account sizes. FTMO challenges for $25,000 and $50,000 accounts are more expensive than the $10,000 challenge. Funding Pips offers smaller account sizes, but not these specific amounts.

Full FTMO Review

Platforms & Technology

Both FTMO and Funding Pips offer access to popular trading platforms. FTMO provides MT4, MT5, cTrader, and DXTrade, offering a broad range of choices. Funding Pips supports MT5, cTrader, and Match-Trader. The availability of cTrader on both platforms is a plus for traders who prefer its advanced features and order types.

The choice of platform often comes down to personal preference. MT4 and MT5 are widely used and offer extensive customization options through Expert Advisors (EAs). cTrader is known for its depth of market and precision. DXTrade and Match-Trader are less common, so traders should research their features and compatibility with their strategies.

Who Should Choose Which – FTMO or Funding Pips?

The best choice between FTMO and Funding Pips depends on your individual trading style, risk tolerance, and budget.

• Choose FTMO if:
  • You prefer a well-established firm with a high rating (4.8).
  • You want access to DXTrade in addition to MT4/MT5 and cTrader.
  • You prefer a drawdown calculated on the balance.
• Choose Funding Pips if:
  • You are looking for the potential of a 100% profit split.
  • You are looking for a static drawdown.
  • You want a cheaper entry point for smaller accounts.
  • You want to take advantage of the d81f3890 promo code for 5% off.

Full Funding Pips Review
See also: FXIFY

Verdict

Both FTMO and Funding Pips are viable options for aspiring prop traders. FTMO's strong reputation and platform diversity make it a solid choice for experienced traders. Funding Pips, with its potential for a 100% profit split and lower entry cost on some accounts (especially with the promo code d81f3890), is attractive to traders on a budget or those seeking a more generous profit-sharing arrangement. Ultimately, the best firm depends on your specific needs and preferences. Carefully consider the trading rules, platform availability, and pricing structure before making your decision.

Try FTMO →
Try Funding Pips (5% OFF) →