Head-to-Head Comparison
Finotive Funding vs FTMO: Which Is Better in 2026?
Compare Finotive Funding and FTMO side by side. Profit splits, prices, challenges, payout speed, trading rules, and more. Based on verified data.
Bottom line: Finotive Funding offers up to $600,000 with a 95% profit split, while FTMO offers up to $2,000,000 at 90%. Cheapest entry: $25 (Finotive Funding). Editorial scores on PropFirm Key: —/5 (Finotive Funding) vs 4.8/5 (FTMO).
Last updated: October 6, 2026
Quick Verdict
Overall Winner
FTMO
Scores 80/100 overall based on trust, conditions, payouts, strategies, and platform access.
80
/ 100
Rating
N/A
vs4.8
Finotive FundingFTMO
Profit Split
95%
vs90%
Finotive FundingFTMO
Starting Price
$25
vs€79 (≈ $89)
Finotive FundingFTMO
Max Allocation
$600K
vs$2M
Finotive FundingFTMO
First Payout
N/A
vs14 days
Finotive FundingFTMO
Strategy Freedom
3/8
vs5/8
Finotive FundingFTMO
Score Breakdown
Finotive Funding
AE
47
Trust & Reputation
20
Trading Conditions
80
Payout Quality
57
Strategy Freedom
38
Platform & Access
36
FTMO
CZ
80
Trust & Reputation
98
Trading Conditions
81
Payout Quality
82
Strategy Freedom
63
Platform & Access
62
Detailed Side-by-Side Comparison
Metric
Finotive Funding
FTMO
Overview
Rating
N/A
4.8
Reviews
0
40,179
Years Active
5 years
11 years
Verified
Country
AE
CZ
Market
forex
forex
Pricing & Value
Starting Price
$25
€79 (≈ $89)
Max Allocation
$600K
$2M
Profit Split
95%
90%
Fee Refundable
Best Discount
50% off
No offer
Risk Management
Daily Loss Limit
4%
5%
Max Loss
7.5%
10%
Drawdown Type
static
balance
Leverage
1:100
1:100
Execution
N/A
STP
Payouts
First Payout
N/A
14 days
Payout Frequency
weekly
bi-weekly
Scaling
Allowed Strategies
EA/Bots
Scalping
News Trading
Weekend Hold
Copy Trading
Hedging
Martingale
HFT
Platforms & Access
Platforms
MT5, Match-Trader
MT4, MT5, cTrader, DXTrade
Assets
Forex, Indices, Commodities, Crypto
FX, Metals, Indices, Commodities, Crypto, Stocks
US Accepted
Challenge Price Comparison
Comparing prices for matching account sizes available at both Finotive Funding and FTMO.
Account Size
Finotive Funding
FTMO
Savings
$10K(1-step)
$40
€79 (≈ $89)
$25K(1-step)
$100
€199 (≈ $224)
$50K(1-step)
$178
€319 (≈ $359)
$100K(2-step)
$278
€499 (≈ $562)
$200K(2-step)
$448
€999 (≈ $1,126)
Prices are set in euros by the firm; dollar amounts are approximate, converted at the ECB rate of October 6, 2026.
Pros & Cons
Pros
- Better profit split (95% vs 90%)
- Lower starting price ($25)
- Verified firm
- 5 years of experience
- Account scaling available
Cons
- Lower rating than FTMO
- Slower first payout (14 days)
- Challenge fee not refundable
- Fewer allowed strategies
Pros
- Higher rating (4.8/5 vs 0.0/5)
- Higher max allocation ($2M)
- Faster first payout (14 days)
- Refundable challenge fee
- More trading strategies allowed (5/8)
Cons
- Lower profit split (90% vs 95%)
- Higher starting price (€79)
Who Should Choose Which?
Choose Finotive Funding if you...
- Want the highest possible profit split
- Are looking for a budget-friendly option
- Plan to scale your account over time
Choose FTMO if you...
- Need high capital allocation (up to $2M)
- Want fast payouts
- Plan to scale your account over time
- Need maximum trading flexibility (EAs, scalping, news trading)
- Prioritize a highly-rated, trusted firm
Frequently Asked Questions
Is Finotive Funding better than FTMO?
Based on our data-driven analysis, FTMO scores 80/100 overall. Finotive Funding excels in strategy freedom, while FTMO stands out for payout quality. The best choice depends on your priorities as a trader.
Which is cheaper, Finotive Funding or FTMO?
Finotive Funding starts at $25 while FTMO starts at €79 (≈ $89). Finotive Funding offers the lower entry price. However, consider the profit split and payout rules for the true value comparison.
Which has better profit splits, Finotive Funding or FTMO?
Finotive Funding offers up to 95% profit split, while FTMO offers up to 90% profit split. Finotive Funding has the higher profit share. Some firms increase splits through scaling programs.
Can I use Expert Advisors (EAs) with Finotive Funding and FTMO?
Finotive Funding allows Expert Advisors, and FTMO allows them. Both firms support automated trading.
Which firm pays out faster, Finotive Funding or FTMO?
Finotive Funding's first payout is available after 14 days with weekly frequency. FTMO offers first payout after 14 days with bi-weekly payouts. Finotive Funding gets you paid sooner.
Are Finotive Funding and FTMO legit?
Finotive Funding has been operating for 5 years with 0 reviews and a N/A/5 ratingverified. FTMO has 11 years of operation with 40,179 reviews and a 4.8/5 ratingverified. Both are established prop trading firms.