Head-to-Head Comparison
FTMO vs Funding Pips: Which Is Better in 2026?
Compare FTMO and Funding Pips side by side. Profit splits, prices, challenges, payout speed, trading rules, and more. Based on verified data.
Quick Verdict
Overall Winner
FTMO
Scores 80/100 overall based on trust, conditions, payouts, strategies, and platform access.
80
/ 100
Rating
4.8
vs4.5
FTMOFunding Pips
Profit Split
90%
vs100%
FTMOFunding Pips
Starting Price
$79
vs$29
FTMOFunding Pips
Max Allocation
$2M
vs$2M
FTMOFunding Pips
First Payout
14 days
vsN/A
FTMOFunding Pips
Strategy Freedom
5/8
vs4/8
FTMOFunding Pips
Score Breakdown
FTMO
CZ
80
Trust & Reputation
98
Trading Conditions
81
Payout Quality
82
Strategy Freedom
63
Platform & Access
62
Funding Pips
AE
56
Trust & Reputation
54
Trading Conditions
85
Payout Quality
32
Strategy Freedom
50
Platform & Access
49
Detailed Side-by-Side Comparison
Metric
FTMO
Funding Pips
Overview
Rating
4.8
4.5
Reviews
38,670
0
Years Active
11 years
4 years
Verified
Country
CZ
AE
Market
forex
forex
Pricing & Value
Starting Price
$79
$29
Max Allocation
$2M
$2M
Profit Split
90%
100%
Fee Refundable
Best Discount
No offer
5% off
Risk Management
Daily Loss Limit
5%
5%
Max Loss
10%
10%
Drawdown Type
balance
static
Leverage
1:100
1:100
Execution
STP
STP
Payouts
First Payout
14 days
N/A
Payout Frequency
bi-weekly
Bi-weekly
Scaling
Allowed Strategies
EA/Bots
Scalping
News Trading
Weekend Hold
Copy Trading
Hedging
Martingale
HFT
Platforms & Access
Platforms
MT4, MT5, cTrader, DXTrade
MatchTrader, cTrader, TradeLocker
Assets
FX, Metals, Indices, Commodities, Crypto, Stocks
FX, Metals, Indices, Energies, Crypto
US Accepted
Challenge Price Comparison
Comparing prices for matching account sizes available at both FTMO and Funding Pips.
Account Size
FTMO
Funding Pips
Savings
$10K(1-step)
$79
$52
$25K(1-step)
$199
$104
$50K(1-step)
$319
$208
$100K(1-step)
$499
$379
Pros & Cons
Pros
- Higher rating (4.8/5 vs 4.5/5)
- Faster first payout (14 days)
- Refundable challenge fee
- Scaling program available
- More trading strategies allowed (5/8)
Cons
- Lower profit split (90% vs 100%)
- Higher starting price ($79)
Pros
- Better profit split (100% vs 90%)
- Lower starting price ($29)
- Verified firm
- 4 years of experience
Cons
- Lower rating than FTMO
- Slower first payout (14 days)
- Challenge fee not refundable
- No scaling program
Who Should Choose Which?
Choose FTMO if you...
- Want fast payouts
- Plan to scale your account over time
- Need maximum trading flexibility (EAs, scalping, news trading)
- Prioritize a highly-rated, trusted firm
- Want your challenge fee refunded after passing
Choose Funding Pips if you...
- Want the highest possible profit split
- Are looking for a budget-friendly option
- Prioritize a highly-rated, trusted firm
Frequently Asked Questions
Is FTMO better than Funding Pips?
Based on our data-driven analysis, FTMO scores 80/100 overall. FTMO excels in trust & reputation, while Funding Pips stands out for trading conditions. The best choice depends on your priorities as a trader.
Which is cheaper, FTMO or Funding Pips?
FTMO starts at $79 while Funding Pips starts at $29. Funding Pips offers the lower entry price. However, consider the profit split and payout rules for the true value comparison.
Which has better profit splits, FTMO or Funding Pips?
FTMO offers up to 90% profit split, while Funding Pips offers up to 100% profit split. Funding Pips has the higher profit share. Some firms increase splits through scaling programs.
Can I use Expert Advisors (EAs) with FTMO and Funding Pips?
FTMO allows Expert Advisors, and Funding Pips allows them. Both firms support automated trading.
Which firm pays out faster, FTMO or Funding Pips?
FTMO's first payout is available after 14 days with bi-weekly frequency. Funding Pips offers first payout after 14 days with bi-weekly payouts. FTMO gets you paid sooner.
Are FTMO and Funding Pips legit?
FTMO has been operating for 11 years with 38,670 reviews and a 4.8/5 ratingverified. Funding Pips has 4 years of operation with 0 reviews and a 4.5/5 ratingverified. Both are established prop trading firms.