Head-to-Head Comparison

FTMO vs My Funded Futures: Which Is Better in 2026?

Compare FTMO and My Funded Futures side by side. Profit splits, prices, challenges, payout speed, trading rules, and more. Based on verified data.

Last updated: April 1, 2026

FTMO and My Funded Futures are two of the most compared prop trading firms in 2026. FTMO holds a 4.80 Trustpilot rating from 38,670 reviews, while My Funded Futures is rated 4.89 based on 15,460 trader reviews. Here's how they compare on pricing, profit splits, drawdown rules, and payout conditions.

Both firms offer the same 90% profit split. On pricing, My Funded Futures starts at $77 while FTMO begins at $79, though FTMO offers up to $2M in maximum allocation. FTMO uses balance-based drawdown while My Funded Futures uses trailing-based drawdown, which is an important distinction for risk management. FTMO uniquely allows hedging, weekend holding, while My Funded Futures supports copy trading — choose based on your trading style.

Choose FTMO if you prioritize balance-based drawdown (more forgiving) and a large community (38,670+ reviews). Choose My Funded Futures if same-day payouts and on-demand payouts matter more to you. Both firms are verified and offer scaling plans, so the right choice depends on your trading style and priorities.

Quick Verdict

Overall Winner

My Funded Futures

Scores 81/100 overall based on trust, conditions, payouts, strategies, and platform access.

/ 100

Rating

4.8

4.9

FTMOMy Funded Futures

Profit Split

90%

FTMOMy Funded Futures

Starting Price

$79

$77

FTMOMy Funded Futures

Max Allocation

$2M

$150K

FTMOMy Funded Futures

First Payout

14 days

1 days

FTMOMy Funded Futures

Strategy Freedom

5/8

4/8

FTMOMy Funded Futures

Score Breakdown

FTMO

Trust & Reputation

Trading Conditions

Payout Quality

Strategy Freedom

Platform & Access

My Funded Futures

Trust & Reputation

Trading Conditions

Payout Quality

Strategy Freedom

Platform & Access

100

Detailed Side-by-Side Comparison

Metric

FTMO

My Funded Futures

Overview

Rating

4.8

4.9

Reviews

40,179

15,460

Years Active

11 years

3 years

Verified

Country

Market

forex

futures

Pricing & Value

Starting Price

$79

$77

Max Allocation

$2M

$150K

Profit Split

90%

Fee Refundable

Best Discount

No offer

50% off

Risk Management

Daily Loss Limit

Max Loss

10%

$4,500

Drawdown Type

balance

trailing

Leverage

1:100

N/A

Execution

STP

ECN

Payouts

First Payout

14 days

1 days

Payout Frequency

bi-weekly

on-demand

Scaling

Allowed Strategies

EA/Bots

Scalping

News Trading

Weekend Hold

Copy Trading

Hedging

Martingale

HFT

Platforms & Access

Platforms

MT4, MT5, cTrader, DXTrade

NinjaTrader, Tradovate, TradingView, Quantower, Volumetrica, ATAS

Assets

FX, Metals, Indices, Commodities, Crypto, Stocks

ES, NQ, YM, RTY, CL, GC, SI, ZB, ZN, 6E, 6J, MES, MNQ

US Accepted

View FTMO

View My Funded Futures

Challenge Price Comparison

Comparing prices for matching account sizes available at both FTMO and My Funded Futures.

Account Size

FTMO

My Funded Futures

Savings

$25K(1-step)

$199

$42

Save $157 with My Funded Futures

$50K(1-step)

$319

$39

Save $280 with My Funded Futures

$100K(1-step)

$499

$134

Save $365 with My Funded Futures

Pros & Cons

FTMO

Pros

Higher max allocation ($2M)
Refundable challenge fee
More trading strategies allowed (5/8)
More reviews (40,179)

Cons

Lower rating than My Funded Futures
Higher starting price ($79)
Slower first payout (14 days)
US traders not accepted

My Funded Futures

Pros

Higher rating (4.9/5 vs 4.8/5)
Lower starting price ($77)
Faster first payout (1 days)
Accepts US traders

Cons

Challenge fee not refundable
Fewer allowed strategies

Who Should Choose Which?

Choose FTMO if you...

Need high capital allocation (up to $2M)
Plan to scale your account over time
Need maximum trading flexibility (EAs, scalping, news trading)
Prioritize a highly-rated, trusted firm
Want your challenge fee refunded after passing

View FTMO Details

Choose My Funded Futures if you...

Are looking for a budget-friendly option
Want fast payouts
Plan to scale your account over time
Are a US-based trader
Prioritize a highly-rated, trusted firm

View My Funded Futures Details

Frequently Asked Questions

Is FTMO better than My Funded Futures?

Based on our data-driven analysis, My Funded Futures scores 81/100 overall. FTMO excels in trust & reputation, while My Funded Futures stands out for payout quality. The best choice depends on your priorities as a trader.

Which is cheaper, FTMO or My Funded Futures?

FTMO starts at $79 while My Funded Futures starts at $77. My Funded Futures offers the lower entry price. However, consider the profit split and payout rules for the true value comparison.

Which has better profit splits, FTMO or My Funded Futures?

FTMO offers up to 90% profit split, while My Funded Futures offers up to 90% profit split. FTMO has the higher profit share. Some firms increase splits through scaling programs.

Can I use Expert Advisors (EAs) with FTMO and My Funded Futures?

FTMO allows Expert Advisors, and My Funded Futures allows them. Both firms support automated trading.

Which firm pays out faster, FTMO or My Funded Futures?

FTMO's first payout is available after 14 days with bi-weekly frequency. My Funded Futures offers first payout after 1 days with on-demand payouts. My Funded Futures gets you paid sooner.

Are FTMO and My Funded Futures legit?

FTMO has been operating for 11 years with 40,179 reviews and a 4.8/5 ratingverified. My Funded Futures has 3 years of operation with 15,460 reviews and a 4.9/5 ratingverified. Both are established prop trading firms.