Funding Pips Review 2026

Founded in 2022 by Khaled Ayesh, Funding Pips operates from Business Bay, Dubai under the entity FundingPips Corp. The firm has rapidly grown to serve over 2 million registered users worldwide. They offer simulated trading accounts across forex, metals, indices, energies, and crypto. Their platform selection includes MatchTrader, cTrader, and TradeLocker, providing traders with professional-grade execution environments.

Funding Pips offers four distinct challenge types. The Zero program provides instant funding with no profit target to pass, starting at $69. The One Step challenge requires hitting a 10% target in a single phase. The Two Step Standard is the most relaxed with 8%/5% targets and 1:100 leverage. The Two Step Pro offers the lowest entry price ($29) with 6%/6% targets but includes a 45% consistency rule.

Rules vary by challenge type. The Zero program uses trailing drawdown (activating after 5% profit) with 3% daily and 5% max loss. Standard and Pro 2-step challenges use static drawdown. News trading is allowed during evaluation but restricted on funded accounts (no trades within 5 minutes of high-impact events). Only risk management EAs are permitted; third-party trading bots result in account termination. Weekend holding is allowed on all programs except Zero.

Funding Pips offers a unique tiered payout system. Weekly payouts (Tuesday) come with a 60% profit split. Bi-weekly payouts increase to 80%. Monthly payouts earn 100% of profits. The Hot Seat on-demand option provides 90-100% split. First payout is available after 7 minimum trading days. The challenge fee is refunded on the 4th successful payout. Payouts are processed via crypto (USDT), Rise, bank transfer, or Visa Direct.

The Pro 2-step $5K at $29 is among the cheapest challenge entries available. The Two Step Standard offers good value with generous 5%/10% daily/max loss limits at 1:100 leverage. The Zero instant funding program carries a premium ($69-$499) but eliminates evaluation risk. Fee refund on the 4th payout effectively makes the challenge free for consistent performers. The 100% profit split on monthly payouts maximizes earnings.

Funding Pips suits traders looking for flexible challenge options at competitive prices. The Zero instant funding is ideal for experienced traders who want to skip evaluation. The Pro 2-step at $29 is one of the cheapest entries in the industry. The tiered profit split system rewards patient traders who choose monthly payouts with 100% of their profits. Best for forex, metals, and indices traders on MatchTrader or cTrader.

For similar instant funding, consider Blue Guardian or Goat Funded Trader. For budget 2-step challenges, FTMO and FundedNext offer established alternatives. Traders wanting higher leverage can look at The5ers. For those prioritizing platform choice, FXIFY supports MT4/MT5/DXTrade. Futures traders should consider dedicated firms like Bulenox or TakeProfitTrader instead.