Head-to-Head Comparison
FTMO vs PhoenixTraderFunding: Which Is Better in 2026?
Compare FTMO and PhoenixTraderFunding side by side. Profit splits, prices, challenges, payout speed, trading rules, and more. Based on verified data.
Last updated: April 1, 2026
Quick Verdict
Overall Winner
FTMO
Scores 80/100 overall based on trust, conditions, payouts, strategies, and platform access.
80
/ 100
Rating
4.8
vs4.5
FTMOPhoenixTraderFunding
Profit Split
90%
vs90%
FTMOPhoenixTraderFunding
Starting Price
$79
vs$97
FTMOPhoenixTraderFunding
Max Allocation
$2M
vs$150K
FTMOPhoenixTraderFunding
First Payout
14 days
vs14 days
FTMOPhoenixTraderFunding
Strategy Freedom
5/8
vs2/8
FTMOPhoenixTraderFunding
Score Breakdown
FTMO
CZ
80
Trust & Reputation
98
Trading Conditions
81
Payout Quality
82
Strategy Freedom
63
Platform & Access
62
PhoenixTraderFunding
US
70
Trust & Reputation
64
Trading Conditions
96
Payout Quality
62
Strategy Freedom
25
Platform & Access
92
Detailed Side-by-Side Comparison
Metric
FTMO
PhoenixTraderFunding
Overview
Rating
4.8
4.5
Reviews
40,179
235
Years Active
11 years
2 years
Verified
Country
CZ
US
Market
forex
futures
Pricing & Value
Starting Price
$79
$97
Max Allocation
$2M
$150K
Profit Split
90%
90%
Fee Refundable
Best Discount
No offer
10% off
Risk Management
Daily Loss Limit
5%
$1,500
Max Loss
10%
$2,500
Drawdown Type
balance
trailing
Leverage
1:100
N/A
Execution
STP
ECN
Payouts
First Payout
14 days
14 days
Payout Frequency
bi-weekly
bi-weekly
Scaling
Allowed Strategies
EA/Bots
Scalping
News Trading
Weekend Hold
Copy Trading
Hedging
Martingale
HFT
Platforms & Access
Platforms
MT4, MT5, cTrader, DXTrade
ATAS, Quantower, Rithmic, ProjectX
Assets
FX, Metals, Indices, Commodities, Crypto, Stocks
ES, NQ, YM, RTY, CL, GC, SI, ZB, ZN, 6E
US Accepted
Challenge Price Comparison
Comparing prices for matching account sizes available at both FTMO and PhoenixTraderFunding.
Account Size
FTMO
PhoenixTraderFunding
Savings
$25K(1-step)
$199
$87
$50K(1-step)
$319
$150
$100K(1-step)
$499
$267
Pros & Cons
Pros
- Higher rating (4.8/5 vs 4.5/5)
- Higher max allocation ($2M)
- Lower starting price ($79)
- Refundable challenge fee
- More trading strategies allowed (5/8)
Cons
- US traders not accepted
Pros
- Accepts US traders
- Verified firm
- Account scaling available
Cons
- Lower rating than FTMO
- Higher starting price ($97)
- Challenge fee not refundable
- Fewer allowed strategies
Who Should Choose Which?
Choose FTMO if you...
- Are looking for a budget-friendly option
- Need high capital allocation (up to $2M)
- Plan to scale your account over time
- Need maximum trading flexibility (EAs, scalping, news trading)
- Prioritize a highly-rated, trusted firm
Choose PhoenixTraderFunding if you...
- Plan to scale your account over time
- Are a US-based trader
- Prioritize a highly-rated, trusted firm
Frequently Asked Questions
Is FTMO better than PhoenixTraderFunding?
Based on our data-driven analysis, FTMO scores 80/100 overall. FTMO excels in trust & reputation, while PhoenixTraderFunding stands out for platform access. The best choice depends on your priorities as a trader.
Which is cheaper, FTMO or PhoenixTraderFunding?
FTMO starts at $79 while PhoenixTraderFunding starts at $97. FTMO offers the lower entry price. However, consider the profit split and payout rules for the true value comparison.
Which has better profit splits, FTMO or PhoenixTraderFunding?
FTMO offers up to 90% profit split, while PhoenixTraderFunding offers up to 90% profit split. FTMO has the higher profit share. Some firms increase splits through scaling programs.
Can I use Expert Advisors (EAs) with FTMO and PhoenixTraderFunding?
FTMO allows Expert Advisors, and PhoenixTraderFunding does not allow them. Only FTMO supports automated trading.
Which firm pays out faster, FTMO or PhoenixTraderFunding?
FTMO's first payout is available after 14 days with bi-weekly frequency. PhoenixTraderFunding offers first payout after 14 days with bi-weekly payouts. FTMO gets you paid sooner.
Are FTMO and PhoenixTraderFunding legit?
FTMO has been operating for 11 years with 40,179 reviews and a 4.8/5 ratingverified. PhoenixTraderFunding has 2 years of operation with 235 reviews and a 4.5/5 ratingverified. Both are established prop trading firms.