Head-to-Head Comparison
FTMO vs PipFarm: Which Is Better in 2026?
Compare FTMO and PipFarm side by side. Profit splits, prices, challenges, payout speed, trading rules, and more. Based on verified data.
Bottom line: FTMO offers up to $2,000,000 with a 90% profit split, while PipFarm offers up to $300,000 at 99%. Cheapest entry: $25 (PipFarm). Editorial scores on PropFirm Key: 4.8/5 (FTMO) vs —/5 (PipFarm).
Last updated: October 26, 2026
Quick Verdict
Overall Winner
FTMO
Scores 80/100 overall based on trust, conditions, payouts, strategies, and platform access.
80
/ 100
Rating
4.8
vsN/A
FTMOPipFarm
Profit Split
90%
vs99%
FTMOPipFarm
Starting Price
€79 (≈ $89)
vs$25
FTMOPipFarm
Max Allocation
$2M
vs$300K
FTMOPipFarm
First Payout
14 days
vs30 days
FTMOPipFarm
Strategy Freedom
5/8
vs5/8
FTMOPipFarm
Score Breakdown
FTMO
CZ
80
Trust & Reputation
98
Trading Conditions
81
Payout Quality
82
Strategy Freedom
63
Platform & Access
62
PipFarm
44
Trust & Reputation
10
Trading Conditions
79
Payout Quality
38
Strategy Freedom
63
Platform & Access
33
Detailed Side-by-Side Comparison
Metric
FTMO
PipFarm
Overview
Rating
4.8
N/A
Reviews
40,179
0
Years Active
11 years
0 years
Verified
Country
CZ
Market
forex
forex
Pricing & Value
Starting Price
€79 (≈ $89)
$25
Max Allocation
$2M
$300K
Profit Split
90%
99%
Fee Refundable
Risk Management
Daily Loss Limit
5%
3%
Max Loss
10%
10%
Drawdown Type
balance
Balance
Leverage
1:100
Dynamic per symbol: forex up to 1:30 (1:50 from Rank 3), metals and indices up to 1:20 on challenges; funded metals up to 1:10
Execution
STP
N/A
Payouts
First Payout
14 days
30 days
Payout Frequency
bi-weekly
Every 30 days by default (14 days, 7 days or on demand as paid options)
Scaling
Allowed Strategies
EA/Bots
Scalping
News Trading
Weekend Hold
Copy Trading
Hedging
Martingale
HFT
Platforms & Access
Platforms
MT4, MT5, cTrader, DXTrade
cTrader
Assets
FX, Metals, Indices, Commodities, Crypto, Stocks
Forex, Metals, Indices, Energies, Crypto
US Accepted
Challenge Price Comparison
Comparing prices for matching account sizes available at both FTMO and PipFarm.
Account Size
FTMO
PipFarm
Savings
$5K(instant)
€169 (≈ $190)
$25
$10K(1-step)
€79 (≈ $89)
$40
$50K(1-step)
€319 (≈ $359)
$160
$100K(1-step)
€499 (≈ $562)
$280
Prices are set in euros by the firm; dollar amounts are approximate, converted at the ECB rate of October 6, 2026.
Pros & Cons
Pros
- Higher rating (4.8/5 vs 0.0/5)
- Higher max allocation ($2M)
- Faster first payout (14 days)
- Refundable challenge fee
- More reviews (40,179)
Cons
- Lower profit split (90% vs 99%)
- Higher starting price (€79)
Pros
- Better profit split (99% vs 90%)
- Lower starting price ($25)
- Verified firm
- Account scaling available
Cons
- Lower rating than FTMO
- Slower first payout (30 days)
- Challenge fee not refundable
Who Should Choose Which?
Choose FTMO if you...
- Need high capital allocation (up to $2M)
- Want fast payouts
- Plan to scale your account over time
- Prioritize a highly-rated, trusted firm
- Want your challenge fee refunded after passing
Choose PipFarm if you...
- Want the highest possible profit split
- Are looking for a budget-friendly option
- Plan to scale your account over time
Frequently Asked Questions
Is FTMO better than PipFarm?
Based on our data-driven analysis, FTMO scores 80/100 overall. FTMO excels in trust & reputation, while PipFarm stands out for trading conditions. The best choice depends on your priorities as a trader.
Which is cheaper, FTMO or PipFarm?
FTMO starts at €79 (≈ $89) while PipFarm starts at $25. PipFarm offers the lower entry price. However, consider the profit split and payout rules for the true value comparison.
Which has better profit splits, FTMO or PipFarm?
FTMO offers up to 90% profit split, while PipFarm offers up to 99% profit split. PipFarm has the higher profit share. Some firms increase splits through scaling programs.
Can I use Expert Advisors (EAs) with FTMO and PipFarm?
FTMO allows Expert Advisors, and PipFarm allows them. Both firms support automated trading.
Which firm pays out faster, FTMO or PipFarm?
FTMO's first payout is available after 14 days with bi-weekly frequency. PipFarm offers first payout after 30 days with Every 30 days by default (14 days, 7 days or on demand as paid options) payouts. FTMO gets you paid sooner.
Are FTMO and PipFarm legit?
FTMO has been operating for 11 years with 40,179 reviews and a 4.8/5 ratingverified. PipFarm has 0 years of operation with 0 reviews and a N/A/5 ratingverified. Both are established prop trading firms.