PipFarm Review 2026

PipFarm's help center states that PipFarm is operated by ECI Ventures Pte. Ltd. Traders receive simulated accounts and trade on cTrader with simulated market data. The firm runs an Experience Program: traders earn experience points by passing challenges, receiving payouts, scaling and completing quests, and each rank unlocks better conditions such as a higher profit share, lower commissions, more drawdown and more leverage. One trader per family or household may join, and identity verification is required before trading a funded account.

Three modes, three price points. Classic: 3 Trading Days per stage. Endurance: Profitable Trading Days, 4 on the one-stage challenge and 3 per stage on the two-stage challenge (a Profitable Trading Day closes with at least 0.5% net profit). Consistency: no single trading day may account for more than 40% of total profit. One-stage challenge: profit target 12% (Classic), 10% (Endurance) or 9% (Consistency); max loss 6% static or 8% balance trailing, depending on the variation bought; max daily loss 3%. Two-stage challenge: targets 9% then 6% (Classic, 9% static max loss), 8% then 5% (Endurance, 8% static), 6% then 6% (Consistency, 8% static); max daily loss 3%. Base prices by account size, the same for every format of a size: Classic $35, $60, $110, $260, $490 and $720; Endurance $30, $50, $90, $220, $420 and $590; Consistency $25, $40, $70, $160, $280 and $420, for $5,000, $10,000, $20,000, $50,000, $100,000 and $150,000. On these three modes the max loss allowance rises by 1% from Rank 2, and the max daily loss rises to 4% from Rank 4. The firm also lists One Step Light (6% target, EOD trailing max loss), a two-stage Swing account (8% then 8%, 8% static max loss, no daily loss limit), Pay with Profits accounts (Endurance and Consistency modes) with a small admission fee up front and a fee of 1% to 3% of the initial balance taken from the first payout, and Instant accounts with no challenge; their prices are not published in the help center and are not listed here.

Trading runs on cTrader only (Windows, Mac, web, iOS and Android) with simulated market data, on 57 forex pairs, metals, indices, energies and crypto. Leverage is dynamic per symbol and steps down as net exposure grows: on challenges up to 1:30 on forex (1:50 from Experience Program Rank 3) and up to 1:20 on metals and indices; on funded accounts metals go up to 1:10. News trading is allowed with no restricted events, positions can be held overnight and over weekends (crypto trades at weekends), and manual scalping is allowed. Bots are allowed when they run the trader's own strategy; high-frequency trading and ready-made or marketplace bots are not. Hedging is allowed within one account; hedging across accounts or with other traders is not. Copying between a trader's own accounts is allowed, copying another trader or a signal service is not. An account needs at least one closed trade every 28 days, and each stage has a time limit chosen at checkout (90 days as standard, 180 or 360 days as an option). On a funded account the Pip Protector limits the loss within a risk window, and funded Classic accounts issued after 9 April 2026 and funded Endurance accounts have a 50% daily consistency score.

Payouts are requested from the dashboard once the payout interval is complete and the account meets its mode's requirements; each request is reviewed within 2 to 3 business days and paid within 2 to 3 business days. The interval is 30 calendar days by default; bi-weekly (14 days), weekly (7 days) and on-demand intervals are options priced at +15%, +30% and +50% of the challenge fee. One payout can be received every 7 calendar days across a trader's accounts. The minimum payout is 1% on accounts bought from 27 August 2026, and Skrill, USDT and USDC payouts start at $50. The profit share starts at 70% and moves up one step with each approved payout, up to the level of the trader's Experience Program rank: 75%, 80%, 85%, 90%, 95% and 99% at Rank 6. Payouts go by Skrill, USDT or USDC, and by bank transfer in GBP, EUR or AUD on request. Identity verification (ComplyCube or Veriff) is required, usually within 2 business days. Except on One Step Light and Instant accounts, every fifth approved payout scales the account under the Sustainable Scaling Program, and a trader may hold up to 5 funded accounts and 3 Instant accounts, up to $300,000 combined for each type.

One-time fees by account size ($5K, $10K, $20K, $50K, $100K, $150K): Classic $35, $60, $110, $260, $490, $720; Endurance $30, $50, $90, $220, $420, $590; Consistency $25, $40, $70, $160, $280, $420. These are the firm's base prices; one-stage and two-stage challenges of the same size cost the same. Options add to the fee, such as a shorter payout interval (+15%, +30% or +50%). The firm sells challenges in USD, EUR and GBP. A challenge can be refunded within 24 hours of purchase minus a $10 account issuance fee; after 24 hours sales are final, and Instant accounts are not refunded once issued. Trading commission on forex and metals is $6 per round-turn lot at Ranks 0 and 1, lower at higher ranks and $0 at Rank 6.

PipFarm suits traders who want to choose how their trading is assessed: a set number of trading days (Classic), profitable days (Endurance) or a consistency score (Consistency), at sizes from $5,000 to $150,000 and on cTrader. Tax residents of the 14 jurisdictions on the firm's list, which includes the United States, cannot join, nor can citizens of Iran, North Korea and the United States; one trader per family or household may take part.

WeMasterTrade, OneFunded and FTUK, also on PropFirm Key, are other forex firms with one-step and instant programs. Compare loss limits, profit share and payout rules across firms on the compare page.