Head-to-Head Comparison
FundedNext vs Topstep: Which Is Better in 2026?
Compare FundedNext and Topstep side by side. Profit splits, prices, challenges, payout speed, trading rules, and more. Based on verified data.
Last updated: April 1, 2026
Quick Verdict
Overall Winner
FundedNext
Scores 85/100 overall based on trust, conditions, payouts, strategies, and platform access.
85
/ 100
Rating
4.5
vs4.6
FundedNextTopstep
Profit Split
95%
vs100%
FundedNextTopstep
Starting Price
$49.99
vs$49
FundedNextTopstep
Max Allocation
$4M
vs$150K
FundedNextTopstep
First Payout
5 days
vs5 days
FundedNextTopstep
Strategy Freedom
5/8
vs2/8
FundedNextTopstep
Score Breakdown
FundedNext
AE
85
Trust & Reputation
84
Trading Conditions
83
Payout Quality
92
Strategy Freedom
63
Platform & Access
100
Topstep
US
75
Trust & Reputation
97
Trading Conditions
100
Payout Quality
57
Strategy Freedom
25
Platform & Access
68
Detailed Side-by-Side Comparison
Metric
FundedNext
Topstep
Overview
Rating
4.5
4.6
Reviews
61,691
13,700
Years Active
4 years
14 years
Verified
Country
AE
US
Market
both
futures
Pricing & Value
Starting Price
$49.99
$49
Max Allocation
$4M
$150K
Profit Split
95%
100%
Fee Refundable
Risk Management
Daily Loss Limit
5%
$1,000
Max Loss
10%
$2,000
Drawdown Type
balance
trailing
Leverage
1:100
N/A
Execution
STP
ECN
Payouts
First Payout
5 days
5 days
Payout Frequency
bi-weekly
bi-weekly
Scaling
Allowed Strategies
EA/Bots
Scalping
News Trading
Weekend Hold
Copy Trading
Hedging
Martingale
HFT
Platforms & Access
Platforms
MT4, MT5, cTrader, Match-Trader, Tradovate, NinjaTrader, TradingView
TopstepX (sole platform from July 2025)
Assets
FX, Metals, Indices, Commodities, Crypto, Futures
ES, NQ, YM, RTY, CL, GC, SI, ZB, ZN, 6E, 6J, MES, MNQ, MYM, M2K, MCL, MGC
US Accepted
Challenge Price Comparison
Comparing prices for matching account sizes available at both FundedNext and Topstep.
Account Size
FundedNext
Topstep
Savings
$50K(2-step)
$270
$49
$100K(2-step)
$530
$99
Pros & Cons
Pros
- Higher max allocation ($4M)
- Refundable challenge fee
- Scaling program available
- More trading strategies allowed (5/8)
- More reviews (61,691)
Cons
- Lower rating than Topstep
- Lower profit split (95% vs 100%)
- Higher starting price ($49.99)
Pros
- Higher rating (4.6/5 vs 4.5/5)
- Better profit split (100% vs 95%)
- Lower starting price ($49)
Cons
- Challenge fee not refundable
- No scaling program
- Fewer allowed strategies
Who Should Choose Which?
Choose FundedNext if you...
- Need high capital allocation (up to $4M)
- Plan to scale your account over time
- Need maximum trading flexibility (EAs, scalping, news trading)
- Prioritize a highly-rated, trusted firm
- Want your challenge fee refunded after passing
Choose Topstep if you...
- Want the highest possible profit split
- Are looking for a budget-friendly option
- Prioritize a highly-rated, trusted firm
Frequently Asked Questions
Is FundedNext better than Topstep?
Based on our data-driven analysis, FundedNext scores 85/100 overall. FundedNext excels in strategy freedom, while Topstep stands out for trading conditions. The best choice depends on your priorities as a trader.
Which is cheaper, FundedNext or Topstep?
FundedNext starts at $49.99 while Topstep starts at $49. Topstep offers the lower entry price. However, consider the profit split and payout rules for the true value comparison.
Which has better profit splits, FundedNext or Topstep?
FundedNext offers up to 95% profit split, while Topstep offers up to 100% profit split. Topstep has the higher profit share. Some firms increase splits through scaling programs.
Can I use Expert Advisors (EAs) with FundedNext and Topstep?
FundedNext allows Expert Advisors, and Topstep does not allow them. Only FundedNext supports automated trading.
Which firm pays out faster, FundedNext or Topstep?
FundedNext's first payout is available after 5 days with bi-weekly frequency. Topstep offers first payout after 5 days with bi-weekly payouts. FundedNext gets you paid sooner.
Are FundedNext and Topstep legit?
FundedNext has been operating for 4 years with 61,691 reviews and a 4.5/5 ratingverified. Topstep has 14 years of operation with 13,700 reviews and a 4.6/5 ratingverified. Both are established prop trading firms.