Head-to-Head Comparison
FXIFY vs Topstep: Which Is Better in 2026?
Compare FXIFY and Topstep side by side. Profit splits, prices, challenges, payout speed, trading rules, and more. Based on verified data.
Last updated: March 25, 2026
Quick Verdict
Overall Winner
FXIFY
Scores 76/100 overall based on trust, conditions, payouts, strategies, and platform access.
76
/ 100
Rating
4.8
vs4.6
FXIFYTopstep
Profit Split
90%
vs100%
FXIFYTopstep
Starting Price
$39
vs$49
FXIFYTopstep
Max Allocation
$4M
vs$150K
FXIFYTopstep
First Payout
N/A
vs5 days
FXIFYTopstep
Strategy Freedom
7/8
vs2/8
FXIFYTopstep
Score Breakdown
FXIFY
GB
76
Trust & Reputation
87
Trading Conditions
75
Payout Quality
67
Strategy Freedom
88
Platform & Access
62
Topstep
US
75
Trust & Reputation
97
Trading Conditions
100
Payout Quality
57
Strategy Freedom
25
Platform & Access
68
Detailed Side-by-Side Comparison
Metric
FXIFY
Topstep
Overview
Rating
4.8
4.6
Reviews
5,346
13,700
Years Active
4 years
14 years
Verified
Country
GB
US
Market
forex
futures
Pricing & Value
Starting Price
$39
$49
Max Allocation
$4M
$150K
Profit Split
90%
100%
Fee Refundable
Best Discount
28% off
No offer
Risk Management
Daily Loss Limit
3%
$1,000
Max Loss
10%
$2,000
Drawdown Type
trailing
trailing
Leverage
1:30
N/A
Execution
STP
ECN
Payouts
First Payout
N/A
5 days
Payout Frequency
monthly,bi-weekly
bi-weekly
Scaling
Allowed Strategies
EA/Bots
Scalping
News Trading
Weekend Hold
Copy Trading
Hedging
Martingale
HFT
Platforms & Access
Platforms
MT4, MT5, DXTrade, TradingView
TopstepX (sole platform from July 2025)
Assets
FX, Metals, Indices, Commodities, Crypto, Stocks
ES, NQ, YM, RTY, CL, GC, SI, ZB, ZN, 6E, 6J, MES, MNQ, MYM, M2K, MCL, MGC
US Accepted
Challenge Price Comparison
Comparing prices for matching account sizes available at both FXIFY and Topstep.
Account Size
FXIFY
Topstep
Savings
$50K(3-step)
$143
$49
$100K(3-step)
$215
$99
Pros & Cons
Pros
- Higher rating (4.8/5 vs 4.6/5)
- Higher max allocation ($4M)
- Lower starting price ($39)
- Refundable challenge fee
- Scaling program available
Cons
- Lower profit split (90% vs 100%)
- Slower first payout (14 days)
- US traders not accepted
Pros
- Better profit split (100% vs 90%)
- Faster first payout (5 days)
- Accepts US traders
- More reviews (13,700)
Cons
- Lower rating than FXIFY
- Higher starting price ($49)
- Challenge fee not refundable
- No scaling program
Who Should Choose Which?
Choose FXIFY if you...
- Are looking for a budget-friendly option
- Need high capital allocation (up to $4M)
- Plan to scale your account over time
- Need maximum trading flexibility (EAs, scalping, news trading)
- Prioritize a highly-rated, trusted firm
Choose Topstep if you...
- Want the highest possible profit split
- Want fast payouts
- Are a US-based trader
- Prioritize a highly-rated, trusted firm
Frequently Asked Questions
Is FXIFY better than Topstep?
Based on our data-driven analysis, FXIFY scores 76/100 overall. FXIFY excels in strategy freedom, while Topstep stands out for platform access. The best choice depends on your priorities as a trader.
Which is cheaper, FXIFY or Topstep?
FXIFY starts at $39 while Topstep starts at $49. FXIFY offers the lower entry price. However, consider the profit split and payout rules for the true value comparison.
Which has better profit splits, FXIFY or Topstep?
FXIFY offers up to 90% profit split, while Topstep offers up to 100% profit split. Topstep has the higher profit share. Some firms increase splits through scaling programs.
Can I use Expert Advisors (EAs) with FXIFY and Topstep?
FXIFY allows Expert Advisors, and Topstep does not allow them. Only FXIFY supports automated trading.
Which firm pays out faster, FXIFY or Topstep?
FXIFY's first payout is available after 14 days with monthly,bi-weekly frequency. Topstep offers first payout after 5 days with bi-weekly payouts. Topstep gets you paid sooner.
Are FXIFY and Topstep legit?
FXIFY has been operating for 4 years with 5,346 reviews and a 4.8/5 ratingverified. Topstep has 14 years of operation with 13,700 reviews and a 4.6/5 ratingverified. Both are established prop trading firms.