Head-to-Head Comparison
FXIFY vs IQ Capital: Which Is Better in 2026?
Compare FXIFY and IQ Capital side by side. Profit splits, prices, challenges, payout speed, trading rules, and more. Based on verified data.
Bottom line: FXIFY offers up to $4,000,000 with a 90% profit split, while IQ Capital offers up to $200,000 at 90%. Cheapest entry: $39 (FXIFY). Editorial scores on PropFirm Key: 4.8/5 (FXIFY) vs —/5 (IQ Capital).
Last updated: October 6, 2026
Quick Verdict
Overall Winner
FXIFY
Scores 76/100 overall based on trust, conditions, payouts, strategies, and platform access.
76
/ 100
Rating
4.8
vsN/A
FXIFYIQ Capital
Profit Split
90%
vs90%
FXIFYIQ Capital
Starting Price
$39
vs$195
FXIFYIQ Capital
Max Allocation
$4M
vs$200K
FXIFYIQ Capital
First Payout
N/A
vsN/A
FXIFYIQ Capital
Strategy Freedom
7/8
vs1/8
FXIFYIQ Capital
Score Breakdown
FXIFY
GB
76
Trust & Reputation
87
Trading Conditions
75
Payout Quality
67
Strategy Freedom
88
Platform & Access
62
IQ Capital
LC
46
Trust & Reputation
10
Trading Conditions
81
Payout Quality
32
Strategy Freedom
13
Platform & Access
100
Detailed Side-by-Side Comparison
Metric
FXIFY
IQ Capital
Overview
Rating
4.8
N/A
Reviews
5,346
0
Years Active
4 years
0 years
Verified
Country
GB
LC
Market
forex
both
Pricing & Value
Starting Price
$39
$195
Max Allocation
$4M
$200K
Profit Split
90%
90%
Fee Refundable
Best Discount
26% off
No offer
Risk Management
Daily Loss Limit
3%
5%
Max Loss
10%
$3,000
Drawdown Type
trailing
eod
Leverage
1:30
N/A
Execution
STP
N/A
Payouts
First Payout
N/A
N/A
Payout Frequency
monthly,bi-weekly
every 10 days
Scaling
Allowed Strategies
EA/Bots
Scalping
News Trading
Weekend Hold
Copy Trading
Hedging
Martingale
HFT
Platforms & Access
Platforms
MT4, MT5, DXTrade, TradingView
Quantower, ATAS, DeepCharts, Tradovate, NinjaTrader, TradingView, MT5, Volumetrica
Assets
FX, Metals, Indices, Commodities, Crypto, Stocks
Forex, Indices, Metals, Energy, Agriculture, Crypto, Bonds
US Accepted
Challenge Price Comparison
Comparing prices for matching account sizes available at both FXIFY and IQ Capital.
Account Size
FXIFY
IQ Capital
Savings
$50K(3-step)
$147
$195
$100K(3-step)
$295
$445
$200K(3-step)
$369
$999
Pros & Cons
Pros
- Higher rating (4.8/5 vs 0.0/5)
- Higher max allocation ($4M)
- Lower starting price ($39)
- Refundable challenge fee
- Scaling program available
Cons
- US traders not accepted
Pros
- Accepts US traders
- Verified firm
Cons
- Lower rating than FXIFY
- Higher starting price ($195)
- Challenge fee not refundable
- No scaling program
Who Should Choose Which?
Choose FXIFY if you...
- Are looking for a budget-friendly option
- Need high capital allocation (up to $4M)
- Plan to scale your account over time
- Need maximum trading flexibility (EAs, scalping, news trading)
- Prioritize a highly-rated, trusted firm
Choose IQ Capital if you...
- Are a US-based trader
- Prefer a firm based in LC
- Use Quantower as your trading platform
Frequently Asked Questions
Is FXIFY better than IQ Capital?
Based on our data-driven analysis, FXIFY scores 76/100 overall. FXIFY excels in trust & reputation, while IQ Capital stands out for platform access. The best choice depends on your priorities as a trader.
Which is cheaper, FXIFY or IQ Capital?
FXIFY starts at $39 while IQ Capital starts at $195. FXIFY offers the lower entry price. However, consider the profit split and payout rules for the true value comparison.
Which has better profit splits, FXIFY or IQ Capital?
FXIFY offers up to 90% profit split, while IQ Capital offers up to 90% profit split. FXIFY has the higher profit share. Some firms increase splits through scaling programs.
Can I use Expert Advisors (EAs) with FXIFY and IQ Capital?
FXIFY allows Expert Advisors, and IQ Capital does not allow them. Only FXIFY supports automated trading.
Which firm pays out faster, FXIFY or IQ Capital?
FXIFY's first payout is available after 14 days with monthly,bi-weekly frequency. IQ Capital offers first payout after 14 days with every 10 days payouts. FXIFY gets you paid sooner.
Are FXIFY and IQ Capital legit?
FXIFY has been operating for 4 years with 5,346 reviews and a 4.8/5 ratingverified. IQ Capital has 0 years of operation with 0 reviews and a N/A/5 ratingverified. Both are established prop trading firms.