01Company Background
IQ Capital is the brand name of BEYOND IQ CAPITAL LTD. The pricing page states that the site is owned and operated by this company, with its registered office at Ground Floor, The Sotheby Building, Rodney Village, Rodney Bay, Gros Islet, Saint Lucia. The details here come from the official pages checked on 2026-10-01: the pricing page, the FAQ, the general rules and terms of use, the restricted-jurisdictions page and the help center at support.iqcapital.io.
The firm sells in three markets under one brand. Its futures article lists forex, US and European indices, energy, metals, agricultural products, cryptocurrencies and bonds among the futures markets, and the pricing page adds a CFD and crypto section where CFD accounts run on MetaTrader 5 and crypto accounts on Volumetrica IQC Trader. A trader can keep up to 10 Core funded accounts active at the same time, and Rapid accounts are capped at 5.
Applicants must be 18 or older, pass KYC and not be resident in a sanctioned jurisdiction. The United States appears on the list of accepted jurisdictions, so US residents can apply, while residents and nationals of the listed countries, among them Russia, Iran and North Korea, are not served.
02Challenge Types & Pricing
The first choice at IQ Capital is the loss-control plan, because its Core and instant futures accounts come in two variants. The Max Position Loss plan, sold simply as Core, has no daily loss limit. Instead, a single position may lose at most 1% of the account balance during the challenge and 0.5% of the starting balance once funded. The first two violations only close the position; the third closes the account. The Daily Loss Limit plan, sold as Core-DLL, drops the per-position rule and sets a daily cap of $1,000 at $50,000 or $1,500 at $100,000. Reaching that cap is a hard breach and the account is closed.
Both Core plans are single-phase challenges with a $3,000 target at $50,000 and $6,000 at $100,000, a 30-day window, no minimum trading days and no consistency rule. They differ in drawdown: $3,000 and $6,000 on the Max Position Loss plan, $2,000 and $3,000 on the Daily Loss Limit plan. The $50,000 Core challenge costs $195 against $245 for Core-DLL, and at $100,000 both cost $475.
Rapid is the faster-payout family. The Rapid Futures Challenge costs $675 at $50,000 and $1,125 at $100,000, targets $3,000 and $6,000 and applies a 40% consistency rule. Its funded account splits 80/20 and has two paths: Daily, with a request possible after one active trading day, no consistency rule and a daily loss limit of $1,000 or $1,500; and Classic, with a request every 3 days, a 40% consistency rule and no daily loss limit. Rapid futures funded accounts run for up to five payouts and have no expiry date.
Instant funded accounts remove the challenge: they are funded on purchase, with no challenge to pass, and the 30% consistency rule applies to payouts; the futures ones also come in both plan variants. Core CFD and crypto challenges have targets of $4,000, $8,000 and $16,000 for $50,000, $100,000 and $200,000.
03Trading Rules Analysis
Drawdown is end-of-day trailing on every plan. The limit is adjusted once a day after the New York close, at about 5:15 PM EST, follows the highest end-of-day equity and freezes at the starting balance. On a funded account it is fixed at the starting balance after the first Performance Reward.
News trading is fully allowed, with no extra restriction around news events. Own Expert Advisors are allowed when the trader keeps full access to the source code and can show control over them; black-box or external commercial bots, copy trading, mirror trading and external signals are not permitted. A scalping rule applies to every Performance Reward request: at least 50% of trades and at least 50% of total profit must come from trades held longer than 15 seconds.
Futures positions cannot be held overnight or over the weekend; they are closed automatically at 4:45 pm EST. Position limits are 5 minis or 50 micros at $50,000 and 10 minis or 100 micros at $100,000. CFD and crypto accounts may hold positions overnight, with leverage fixed by asset class: up to 50x on forex and 25x on indices and commodities, and 5x on BTC, ETH and SOL with 3x on every other coin.
Futures accounts list Quantower, ATAS and DeepCharts, and the Daily Loss Limit plans also list Tradovate, TradingView and NinjaTrader, with the help center tying Tradovate to accounts that have a daily loss limit. A VPN is allowed for security or connectivity reasons only, and not to reach the service from a restricted jurisdiction.
04Payout Process
IQ Capital calls payouts Performance Rewards. On Core, Core-DLL and instant accounts the split is 90/10 from the very first dollar of profit, with no tiers. The first request becomes possible after 10 active trading days, where an active day means at least one trade was placed, with no minimum profit per day. The firm sets no minimum payout size.
Each request can withdraw at most 50% of total profit; the rest stays in the account as a buffer, and every later request needs at least 50% new profit since the previous payout. Caps rise with the reward number and the account size. At $50,000, rewards 1 and 2 are capped at $1,500, rewards 3 and 4 at $2,000, and the fifth and later at $2,500.
A consistency rule applies to Core, Core-DLL and instant accounts: the best trading day may make up no more than 30% of total profit, and the check resets after each payout. The scalping rule must also be met on every request. Rewards are paid in USDC (ERC-20) or by bank transfer.
Rapid accounts split 80/20. At $50,000 the Daily path allows a request every day, capped at $1,000 for rewards 1 and 2 and $1,500 from reward 3, while the Classic path pays every 3 days under a 40% consistency rule with a $2,000 cap.
05True Cost Analysis
List prices are one-time fees on the plan cards, as read on the official pages checked on 2026-10-01. Futures: Core $195 at $50,000 and $475 at $100,000; Core-DLL $245 and $475; Rapid $675 and $1,125. CFD and crypto: Core $199, $445 and $999 for $50,000, $100,000 and $200,000; Rapid $675 and $1,125. Instant funded accounts cost $1,745 at $50,000 and $3,495 at $100,000 in every market. The pricing page also shows a limited-time sale price beside each crossed-out figure; these are list prices.
A Core or Core-DLL challenge adds an activation fee after the pass: $129 at $50,000 and $149 at $100,000 on futures, and $129, $149 and $999 on the three Core CFD and crypto sizes. For example, the Core Futures Challenge at $50,000 is $195 plus the $129 activation fee before the funded account starts.
The challenge window is 30 days. A 30-day extension costs $19 on futures and $5 on CFD and crypto, and access to an account that is not extended expires. After a hard breach, a new funded or instant account costs $299 at $50,000 and $599 at $100,000 on the futures Core and Core-DLL plans, on the instant plans and on the Core CFD and crypto funded plans. The FAQ also lists a monthly management fee on funded and instant accounts, $19 on futures and $5 on crypto; some pages quote $39 for futures, which the help center ties to older accounts on the old data feed.
06Who Should Use IQ Capital?
The Core and Core-DLL pair suits traders who want to pick how a futures account polices their losses. The Max Position Loss plan gives a $3,000 drawdown at $50,000 and no daily cap, and limits how much any single position may lose. The Daily Loss Limit plan gives a $1,000 daily budget and a $2,000 drawdown, and it adds Tradovate, TradingView and NinjaTrader to the platform list.
Traders who want to hold positions overnight or over the weekend can look at the Core CFD and Core Crypto plans, where holding is allowed and sizes reach $200,000. Instant funded accounts fit traders who prefer to start funded rather than pass a target, and the Rapid Daily path suits those who value a short payout cycle.
Traders who run their own Expert Advisors keep full access to the source code, which the firm requires.
07Alternatives
Blusky is a futures-focused firm in the PropFirm Key database with a 90% top split and a $200,000 maximum allocation. It lists Quantower, ATAS, NinjaTrader, Tradovate and Volumetrica among its platforms, as IQ Capital does, and also offers Rithmic. IQ Capital matches the 90% split on Core and instant accounts and reaches $200,000 on its largest CFD and crypto size, and it adds the Max Position Loss versus Daily Loss Limit choice and CFD and crypto accounts under the same brand.
Alpha Futures is listed with a 90% split, an end-of-day trailing drawdown and platforms that include Quantower, Tradovate, NinjaTrader and TradingView alongside its own AlphaTicks. IQ Capital shares the 90% split and the end-of-day trailing drawdown, and adds DeepCharts and ATAS for its futures accounts.
TheTradingPit covers both forex and futures, lists an 80% top split and offers cTrader, Rithmic, Quantower, ATAS and Tradovate among its platforms. IQ Capital's Rapid accounts also split 80/20, its Core accounts split 90/10, and its CFD side runs on MetaTrader 5 rather than cTrader. Compare plan against plan at the account size you intend to buy.