Quick Summary
BrightFunded offers three evaluation types (2-Step Bright, 2-Step Classic, 1-Step) from $5K to $200K, with an 80% base profit split rising to 90% and then 100% through its scaling plan. Entry starts at €47 (about $53) for a $5K 2-Step Bright account, and a genuinely free $1,000 challenge lets traders test the firm at zero cost. Payouts are guaranteed within 24 hours, but the first one comes 30 days after your first trade. US traders are accepted on DXTrade. Note that Trustpilot has suspended the firm's aggregate rating after removing fake reviews. BrightFunded Futures adds two one-phase plans on CME futures, BrightPlus and BrightCore, in $25K to $150K sizes at $120 to $460 (US dollars, one-time list price), with a 6% target, no time limit and no daily loss limit.
01Company Background
BrightFunded launched in September 2023 and relocated its headquarters to Dubai in January 2025, with additional offices in Amsterdam and Warsaw. It was founded by Dutch brothers Jelle Dijkstra (CEO) and Syb Dijkstra (COO), both of whom are publicly named and visible on the company's about page — a level of founder transparency that is still uncommon in the prop firm sector.
The corporate structure is deliberately segmented across four entities. Bright Global FZCO, registered at Building A1, Dubai Digital Park, Dubai Silicon Oasis, is the primary operating and marketing entity. BrightFunded Ltd. (Saint Lucia, registration 2025-00358) is the contracting party for CFD simulated trading services, while BrightFunded LLC (Wyoming, with a business address in Austin, Texas) contracts futures simulated trading and evaluation services. Bright Transact Ltd. (Cyprus, registration HE 478945, Limassol) rounds out the group.
This split matters for traders: the entity you actually contract with is offshore in Saint Lucia for CFD products, not the Dubai entity whose address appears in the firm's marketing. The terms page is unusually direct about the nature of the product — it states that all accounts are demo accounts, that no real financial instruments are traded, and that no real capital is at risk. That is an honest disclosure, and traders should read it as such: the firm is selling an evaluation and profit-share product, not brokerage access.
02Challenge Types & Pricing
BrightFunded sells three CFD evaluation paths, all available in $5K, $10K, $25K, $50K, $100K, and $200K sizes. Prices are set in euros by the firm; the dollar figures below are approximate, converted at the ECB rate of 1.1269 (6 October 2026), and drift with the exchange rate.
The 2-Step Bright is the firm's flagship and the most forgiving on targets: 8% in Phase 1, 5% in Phase 2, with a 4% maximum daily loss and an 8% static maximum total loss. It is also the cheapest line, starting at €47 (about $53) for a $5K account and reaching €947 (about $1,067) at $200K. It adds a 15% Evaluation Profit Reward, meaning profit made during the evaluation is credited to the funded account once it grows 10%.
The 2-Step Classic uses the industry-standard 10% and 5% targets with more generous drawdown: 5% daily and 10% static total loss. Pricing runs from €49 (about $55) at $5K to €997 (about $1,124) at $200K.
The 1-Step Challenge compresses evaluation into a single phase with a 10% target, but tightens risk substantially: 3% daily loss and a 6% trailing maximum loss that locks once equity sits 6% above the starting balance. It is priced identically to the Classic line. Traders should treat the trailing drawdown as the real constraint here — it is the strictest risk model of the three.
All three paths require a minimum of 5 trading days and carry an 80% base profit split. Separately, BrightFunded runs a Free $1K Challenge that costs nothing and requires no payment card — only email and phone verification plus a short survey. One per person. It is a legitimate way to test the platform, rules, and dashboard before committing money, and few competitors offer an equivalent.
BrightFunded Futures is a separate program run by BrightFunded LLC, priced in US dollars rather than euros. It has two plans on CME futures, both with one phase, a 6% profit target, no time limit, no minimum trading days and no daily loss limit, in $25K, $50K, $100K and $150K sizes. The Max Loss Limit is $1,000, $2,000, $3,000 and $4,500 by size, and the contract limit is 2, 4, 8 and 12 minis (1 mini equals 10 micros).
BrightPlus costs $120, $165, $280 and $380 as a one-time list price. Its drawdown trails equity in real time (intraday), its Evaluation consistency rule is 50%, and on a SIM Funded account a payout can be requested every trading day once the balance is above a buffer (starting balance + Max Loss Limit + $100), with 1% of fresh profit between payouts. BrightCore costs $130, $190, $340 and $460. Its drawdown trails the daily close and moves once a day after the market closes, its Evaluation consistency rule is 40%, and payouts unlock after 5 winning days (3 with an add-on), with no buffer. Both plans have a $0 activation fee, no monthly fee, and include NinjaTrader, Tradovate and TradingView. Optional add-ons add a percentage of the plan price: 100% Profit Split (+20%), 2x Payout Cap (+40%) and, on BrightCore, 3 Day Payout Cycle (+20%).
03Trading Rules Analysis
On its CFD accounts, BrightFunded does not enforce a consistency rule, which the firm confirms directly in its help center and advertises as a standard plan feature. That is a meaningful advantage over firms that retroactively invalidate payouts for uneven profit distribution.
Expert Advisors and automated strategies are permitted, subject to normal loss limits. One practical caveat: API and automated trading are not supported on DXTrade, which is the only platform available to US and UAE residents — so US-based algorithmic traders are effectively excluded from bot trading here.
News trading is unrestricted during Phase 1 and Phase 2 of the evaluation. On a funded account, a five-minute window applies around major news events: trades opened inside that window have their profits removed, while losses are not compensated. This asymmetry is worth understanding before trading events on a funded account.
Prohibited strategies include ultra-high-frequency trading, tick scalping, and any approach executing thousands of orders per minute through specialised infrastructure. Hedging the same or highly correlated instruments across multiple accounts is also prohibited. Leverage is 1:100 on forex, 1:40 on gold and commodities, 1:20 on indices, and 1:5 on crypto, applied identically to challenge and funded accounts.
On BrightFunded Futures, accounts trade CME futures (equity indices, currencies, energy, metals and agriculture) with simulated execution on real-time CME data. News trading is allowed in the Evaluation and in SIM Funded, there is no daily loss limit (the Max Loss Limit is the only loss rule), and bots and EAs are allowed when they do not replicate another trader. Hedging is not allowed, including between a trader's own accounts, and all positions close automatically at 4:45 PM ET on weekdays, so nothing is held overnight or over the weekend; the auto close is never a breach. The Consistency Rule applies in the Evaluation only, and more than 50% of winning profit must come from trades held longer than 15 seconds before the pass or a payout is released. A new trade must be opened every 30 calendar days in the Evaluation and every 7 trading days on SIM Funded. A trader can run unlimited Evaluations and up to 5 active SIM Funded accounts, up to $750,000 in total. US traders are accepted, and the Futures program has its own list of 55 restricted countries, published in its help center.
04Payout Process
BrightFunded advertises a 24-hour guaranteed payout, and this guarantee appears on every pricing page. Payouts are made in USDC on the Ethereum ERC-20 network or by EUR bank transfer. There is no stated minimum withdrawal threshold — the firm's own documentation indicates even very small profits are payable.
The timing structure is the part traders most often miss. The first payout becomes available 30 days after your first trade on the funded account, not 14 days as at several competitors. After that first payout, the cycle moves to every 14 days. A paid Weekly Payouts add-on is available to shorten the cycle, and a separate add-on instantly raises the profit split to 90%.
The base profit split is 80/20 in the trader's favour. The scaling plan reviews performance every four consecutive months from the date of your first executed trade. To qualify you need profitable results in at least two of those four months totalling 10% or more, at least two completed payouts in the window, and a balance at breakeven or better at the moment of review. Each successful scale-up increases the account by 30% of its original size. The profit split moves to 90% at the first and second scale-up, then to 100% from the third onward. Total funded capital per trader is capped at $400,000, reachable by combining accounts.
Withdrawals require KYC through SumSub, completed in the dashboard after passing the final evaluation stage. The security and risk review that accompanies funded-account approval takes one to two business days, extending to about four days in peak periods.
On BrightFunded Futures, a SIM Funded account pays 80% of each requested payout, or 100% with the 100% Profit Split add-on. The minimum request is $250 and the cap per request is $1,000, $2,000, $3,000 or $4,000 by size, doubled with the 2x Payout Cap add-on. Payouts are paid in USDC (ERC-20) or by bank transfer and processed within 24 business hours. BrightPlus unlocks payouts with a balance above the buffer and then 1% of fresh profit after each payout, with no winning days; BrightCore unlocks them with 5 winning days (net profit of at least $100, $200, $300 or $300 by size) and limits a request to 50% of current profit. KYC with Sumsub and a signed contract come before the SIM Funded account is released. Traders with a strong payout record can be considered by the firm's Risk team for the Prime Program, a Live account with real CME capital.
05True Cost Analysis
Entry pricing is competitive rather than cheap. A $5K 2-Step Bright at €47 (roughly $53) undercuts most two-phase competitors, and the $100K tier at €477 (roughly $538) sits close to the market median. Because prices are denominated in euros, the dollar cost moves with the exchange rate — a detail worth checking at purchase if you fund in USD.
The genuine cost advantage is the Free $1K Challenge, which lets you validate execution quality, dashboard behaviour, and rule enforcement at zero risk before paying for a larger account. Refunds are available on paid challenges if you cancel within 30 days and have placed no trades, processed through live chat and returned in three to ten business days. A separate paid add-on marketed as a 100% challenge fee refund also exists; confirm its exact trigger conditions with support before purchasing, as the published terms are thin.
BrightFunded Futures list prices are one-time fees in US dollars: BrightPlus $120, $165, $280 and $380, BrightCore $130, $190, $340 and $460 for the $25K to $150K sizes, with no activation fee and no monthly fee. Add-ons add a percentage of the plan price, and a reset of a breached account costs 45% off the full list price of that account, add-ons included. Trades carry commissions per contract and per side (for example $2.88 per side on NQ and $0.95 on MNQ).
06Who Should Use BrightFunded?
BrightFunded fits three groups particularly well. First, traders who want to test a prop firm without spending anything: the Free $1K Challenge is a real, no-card entry point, and very few firms offer a genuine zero-cost path. Second, US-based traders, who are accepted here despite the offshore structure — though they are limited to DXTrade and therefore cannot run automated strategies. Third, traders who dislike consistency rules and want the freedom to take a small number of large winners without having a payout invalidated.
The 2-Step Bright line suits traders who prefer lower profit targets over looser drawdown, while the 2-Step Classic is the better fit for anyone whose strategy occasionally needs a wider daily buffer. The 1-Step is best left to disciplined traders comfortable with a 3% daily cap and a trailing 6% maximum loss.
It is a weaker fit for algorithmic traders based in the US or UAE, for anyone who needs their first payout inside the first month, and for traders who weigh independent review credibility heavily — see the caution on Trustpilot below. Futures traders on CME contracts can use BrightPlus (daily payouts, intraday drawdown) or BrightCore (end-of-day drawdown, payouts by winning days), and US traders are accepted on NinjaTrader, Tradovate and TradingView.
07Alternatives
Traders weighing BrightFunded should also consider FTMO, which carries a far longer track record and an uncontested review history, though at higher fees and without US acceptance. FundingPips and FundedNext compete directly on price and both offer faster first payouts. For traders whose main draw here is the free entry point, no direct equivalent exists at the same scale, which is genuinely BrightFunded's strongest differentiator.
US-based traders have fewer alternatives in the CFD space specifically, which is part of why BrightFunded attracts them. For futures, BrightFunded Futures is open to US traders on NinjaTrader, Tradovate and TradingView, and futures-focused firms such as Topstep or Take Profit Trader are the natural comparisons.