FTUK Review 2026

FTUK's Terms of Service name Nexdata-Solutions B.V. (Goeman Borgesiuslaan 77, Utrecht, The Netherlands) as the operating entity and FTUK Markets Ltd (Rodney Bay, Saint Lucia) as the company providing the simulated trading environment; the terms are governed by the laws of The Netherlands. The help center says FTUK Inc. was established in February 2021 and gives Houston, Texas as its location. The firm's about page says it launched in the first half of 2021 as one of the first prop firms to offer Instant Funding, added futures and Instant Payouts in the second half of 2025, launched the Flex Challenge in the first half of 2026 and acquired TradingFunds in the second half of 2026. The firm states that all accounts are simulated, with no live market execution, and that it is not a broker or a financial adviser.

Flex Challenge (forex): a one-step evaluation in six sizes from $5,000 to $200,000. Start for $9 at every size; the activation fee ($56, $98, $204, $374, $672, $1,200 by size) is due only after you pass. Profit target 4%, daily loss limit 5% (re-set at 10:00 PM UTC), maximum loss 6% trailing from the highest closing balance and locked once it reaches the initial balance. No time limit, no consistency rule in the evaluation, no stop loss required. The funded account has no profit target; the profit split starts at 60% and rises to 90% across six levels. Instant Funding (forex): funded on purchase, no evaluation, in the same six sizes. Daily loss limit 5%, maximum loss 6% relative to the balance, locked at the starting balance. The split starts at 65% and rises to 90% across six levels, each reached at 10% profit, with a payout consistency rule that rises from 20% to 40%. Flex Futures (futures): $25,000 to $150,000, $59 to start at every size and an activation fee of $149, $199, $299 or $399 after you pass. Profit target 5% ($1,250 to $7,500), end-of-day drawdown $1,000 to $4,000, no daily loss limit and no consistency rule in the evaluation; the funded stage pays 90% with a daily loss limit by size and a 40% consistency rule. Instant Sim Funding (futures): $25,000 to $150,000, funded on purchase with no evaluation and no activation fee. End-of-day drawdown $1,000 to $5,250, daily loss limit $750 to $3,000, 90% split.

News trading is allowed on every program. Forex positions can be held overnight and over the weekend, and a stop loss is not required on any account; futures positions cannot be held overnight or over the weekend. Forex runs on MetaTrader 5 (not available to United States traders), TradeLocker and Match-Trader, with leverage of 1:50 in the Flex evaluation and 1:30 on funded and Instant accounts; futures run on WealthCharts. Forex commission is $4 per standard lot on forex pairs only and swap fees are removed. Each trade must stay open at least 30 seconds. Copy trading is allowed from personal accounts tied to the account holder, not between FTUK accounts. Martingale, tick scalping, arbitrage strategies, grid trading and high-frequency trading are not allowed, and trading bots are not allowed on the futures programs.

Payouts are on demand once the payout rules are met. On the forex programs a consistency rule applies to the best trading day against the profit requested (20% at level 1, up to 40%); on Flex Futures the funded stage has a 40% consistency rule and 5 winning days. Instant Sim Funding needs the 6% payout target, 5 winning days with a minimum profit by size, a 20% consistency score, a buffer left in the account and a gross request between $500 and $1,000 to $3,000 by size; from the second approved payout, new realised profit of at least 50% of the request is needed, and the split is 90%. Requests are approved within 24-48 working hours after review and funds reach the wallet within 1-3 working days. Payouts go through RiseWorks in USD or in USDT (TRC20) or USDC (ERC-20). Identity verification is completed when a payout is requested.

Flex Challenge: $9 to start at every size plus an activation fee of $56 (5K), $98 (10K), $204 (25K), $374 (50K), $672 (100K) or $1,200 (200K) after you pass. Instant Funding list prices: $109 (5K), $179 (10K), $349 (25K), $649 (50K), $1,199 (100K), $2,220 (200K). Flex Futures: $59 to start at every size plus $149 (25K), $199 (50K), $299 (100K) or $399 (150K) after you pass. Instant Sim Funding list prices: $409 (25K), $595 (50K), $770 (100K), $979 (150K), with no activation fee. Entry can be paid by debit or credit card or in crypto through Confirmo.

FTUK suits traders who want to start small and pay the rest after passing (Flex from $9 on forex, Flex Futures from $59), or to start funded straight away (Instant Funding on forex, Instant Sim Funding on futures). Compare the four programs: loss limits, consistency rules and the split by level differ, and futures positions must be closed before the end of the session.

AquaFunded and Funding Traders, also on PropFirm Key, are other firms with pay-after-you-pass or instant accounts, while Goat Funded Futures and Hola Prime offer futures programs. Compare loss limits, profit split and payout rules across firms on the compare page.