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Funding Traders Review 2026

Miami Beach, FL, United States; Rodney Bay, Saint Lucia flagMiami Beach, FL, United States; Rodney Bay, Saint Lucia

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Reviewed by Kamal Lattai, Founder & Lead Analyst — Updated October 13, 2026

Updated Oct 2026

Funding Traders is a Miami Beach, FL, United States; Rodney Bay, Saint Lucia-based forex prop trading firm offering funded accounts up to $400,000 with a profit split of up to 90%.

Verified by PropFirm Key
Max Allocation
$400K
Profit Split
90%

About Funding Traders

Funding Traders states in its legal notice that FT US Inc is registered at 901 Pennsylvania Ave, Suite 3-440, Miami Beach, FL 33139, United States, and that Funding Traders Group Ltd. is a Saint Lucia corporation (Company No. 2025-00298) located at The Sotheby Building, Ground Floor, Rodney Village, Rodney Bay, Gros-Islet, Saint Lucia. The pages read do not state a founding year, so none is shown here. The home page lists a support team of 50+ members and a payout tracker.

Headquarters
Miami Beach, FL, United States; Rodney Bay, Saint Lucia
Market Type
forex
Status
active

Trading Platforms

MT5 logoMT5TradeLocker

Tradable Assets

ForexIndicesMetalsOil

Trading Rules

Profit Target
Varies

instant,1-step,2-step

Min Trading Days
0

No minimum

Consistency Rule

1-Step PRO: 50%; Instant Funded: 15%

Allowed Strategies

Hedging
Opposite positions
Martingale
Double-down strategy
HFT
High frequency trading

Challenges (0)

Use code PFK at checkout

Ready to Start?

Get the best deal on Funding Traders challenges. Use our exclusive discount code and save.

Payout Process

Evaluation
Pass the challenge
Sim Funded
Trade funded account
Live Funded
Unlock full payouts
Payout Schedule

Processing: Crypto payouts processed in 2 to 5 business days

Payout Methods
USDT (ERC-20)Rise

Pros & Cons

Pros

  • Four program families: 2-Step PRO10, 2-Step PRO6, 1-Step PRO and Instant Funded.
  • Evaluation accounts from $5,000 to $200,000 and Instant Funded accounts from $10,000 to $400,000.
  • Reward share of 80% to 100%, with upgrades to 100% available.
  • MetaTrader 5 and TradeLocker supported.
  • News trading is unrestricted during the evaluation phase.
  • Payouts in USDT (ERC-20, $50 minimum) or through Rise ($200 minimum).
  • A Reward Protection program for eligible payouts that exceed the stated window.

Cons

  • Instant accounts do not allow news trading
  • Copying another trader's trades or signals is prohibited
  • Expert Advisors and scripts need an exception from the Risk Team
  • Fees are listed only at checkout on the firm's site
Funding Traders

Expert Review

Kamal Lattai
Founder & Lead Analyst

Quick Summary

Funding Traders offers four program families: 2-Step PRO10 (targets 10% then 5%, daily loss 5%, max loss 10%), 2-Step PRO6 (6% then 6%, daily 3%, max 6%), 1-Step PRO (10% target, daily 3%, max 10%, 50% consistency score) and Instant Funded (no target, daily 3%, max 6%, 15% consistency score). Evaluation accounts run from $5,000 to $200,000 and Instant Funded accounts from $10,000 to $400,000 on the firm's home page. The reward share is 80% to 100% on the evaluations and 90% to 100% on Instant Funded. Fees are shown on the firm's site at checkout and are not listed here.

01Company Background

Funding Traders states in its legal notice that FT US Inc is registered at 901 Pennsylvania Ave, Suite 3-440, Miami Beach, FL 33139, United States, and that Funding Traders Group Ltd. is a Saint Lucia corporation (Company No. 2025-00298) located at The Sotheby Building, Ground Floor, Rodney Village, Rodney Bay, Gros-Islet, Saint Lucia. The pages read do not state a founding year, so none is shown here. The home page lists a support team of 50+ members and a payout tracker.

02Challenge Types & Pricing

2-Step PRO10: profit targets of 10% then 5%, daily loss 5%, max loss 10%, 4 minimum trading days. 2-Step PRO6: profit targets of 6% then 6%, daily loss 3%, max loss 6%, 4 minimum trading days. 1-Step PRO: profit target 10%, daily loss 3%, max loss 10%, 4 minimum trading days, consistency score 50%. Instant Funded: no evaluation and no profit target, daily loss 3%, max loss 6%, no minimum trading days, risk per trade 1% and a consistency score of 15%. Evaluation sizes run from $5,000 to $200,000; Instant Funded sizes from $10,000 to $400,000. Risk per trade on funded evaluation accounts is 2%. A reset is offered: Phase 1 for 60% and Phase 2 for 130% of the stated basis.

03Trading Rules Analysis

Platforms are MetaTrader 5 and TradeLocker. News: trading is unrestricted during the evaluation phase; on funded evaluation accounts no trade may be opened or closed within 2 minutes of high-impact events and no more than 30% of total profits may come from news-influenced trades; news trading is not allowed on Instant accounts. Manual copying of your own trades across your own accounts is allowed; copying another trader's trades or signals is prohibited. Expert Advisors, scripts and robots need an exception from the Risk Team; grid, martingale, hedge and arbitrage strategies, and HFT (trades lasting 15 seconds or less), are not permitted. Exceeding the consistency threshold does not breach the account: the trader keeps trading until the ratio is back within the limit.

04Payout Process

The reward share is 80% to 100% on the 2-Step programs, 90% to 100% on 1-Step PRO and Instant Funded, with defaults of 80% to 90% and upgrades to 100% available. Payouts are requested from the dashboard in crypto (USDT ERC-20, minimum $50, processed in 2 to 5 business days) or by bank through Rise (minimum $200). The payout schedule differs between the plan tables and the FAQ, so confirm the schedule of the program you choose with the firm. KYC verification is completed after passing the evaluation. The firm's Reward Protection program gives $500 in cash and $500 in credits when an eligible payout takes longer than the stated processing window.

05True Cost Analysis

The fees for each program and size are shown on the firm's site at checkout and are not reproduced here, because the firm's page shows struck-through amounts and the plan prices in its visible tables and its structured data do not match. Resets cost 60% (Phase 1) and 130% (Phase 2) of the stated basis. Crypto payouts have a $50 minimum and Rise payouts a $200 minimum. The total at checkout is what counts.

06Who Should Use Funding Traders?

Funding Traders suits forex and CFD traders who want a choice between two-step, one-step and instant funding on MetaTrader 5 or TradeLocker, with account sizes up to $400,000. Before buying, compare the daily and maximum loss limits, which differ across the four programs, and the news and consistency rules.

07Alternatives

Other forex and CFD firms listed on PropFirm Key offer one-step and two-step evaluations as well. Compare loss limits, targets, reward share and payout rules across firms on the compare page.

Final Verdict

Funding Traders fits traders who want a forex and CFD prop firm with four program families, MT5 and TradeLocker, and accounts up to $400,000. The rules in this review come from the firm's home page and terms read on 2026-10-13; confirm fees and the payout schedule at checkout. PropFirm Key is an affiliate partner of Funding Traders: links on this page can earn a commission at no extra cost to you.

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FAQ

5 questions about Funding Traders

2-Step PRO10, 2-Step PRO6, 1-Step PRO and Instant Funded.

Terms & Conditions Summary

Legal Entity
FT US Inc and Funding Traders Group Ltd.
Jurisdiction
United States (Miami Beach, FL) and Saint Lucia
Address
901 Pennsylvania Ave, Suite 3-440, Miami Beach, FL 33139, United States

Disclaimer: This summary is provided for informational purposes only and does not constitute legal advice. Terms may change without notice. Always read the full Terms & Conditions on the official website before making any purchase. Last reviewed: 2026-10-13.

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