Top 5 Instant Funding Prop Firms

Not everyone wants to go through a multi-phase evaluation. Some traders prefer to skip the challenge and start trading a funded account right away. Instant funding programs let you do exactly that — pay a fee, get your account, and start trading immediately.

But are they worth it? And which ones are the best? Let's break it down.

What Is Instant Funding?

Instant funding means you receive a funded trading account without completing an evaluation challenge first. Instead of proving yourself over 30-60 days, you pay a premium fee and begin trading live immediately.

The trade-offs:

• Higher upfront cost compared to standard challenges
• Usually lower profit split initially
• Still subject to trading rules (drawdown limits, etc.)
• Faster path to your first payout

Our Top 5 Instant Funding Firms

1. FunderPro

FunderPro takes the simplest approach: no challenges, no evaluations. You buy an instant funded account and start trading immediately on MetaTrader 5.

2. FXIFY (Instant Model)

FXIFY's instant funding option lets you bypass the evaluation entirely. You pay a higher fee but start trading immediately with their standard rules.

3. FundedTradingPlus (Instant)

FundedTradingPlus offers an instant funding tier alongside their standard evaluations. No time limits apply, and the rules remain simple.

4. The5ers (Instant Bootcamp)

The5ers' instant funding option provides immediate access to a live funded account. As a firm operating since 2016, they bring significant credibility to the instant funding space.

5. Goat Funded Trader (1-Step + Fast Track)

While not purely instant, Goat Funded Trader's 1-step challenge with an 8% target and no time limit is the closest thing to instant for traders who want a minimal evaluation.

Instant Funding vs Standard Challenges

When Instant Funding Makes Sense

• You're a consistently profitable trader and time is more valuable than the extra fee
• You've passed multiple challenges before and find evaluations tedious
• You want to start generating income immediately
• You have a proven strategy and don't need the "practice" of an evaluation

When Standard Challenges Are Better

• You're newer to prop trading and want to test your discipline
• Budget is a concern and you want the cheaper option
• You prefer the "free retry" model where challenge fees are refundable
• You want to build confidence before trading with real capital

Tips for Instant Funding Success

1. Start conservatively — The temptation to trade aggressively is higher without an evaluation buffer
2. Respect the drawdown — You paid more for this account; protect it
3. Target your first payout quickly — Recoup some of the higher fee
4. Use the same risk management you would in a standard funded account

Conclusion

Instant funding is a great option for experienced traders who value time over money. The firms on this list all offer legitimate programs with real payouts. Just make sure the higher upfront cost fits your budget and that you treat the account with the same discipline you would any funded account.

Compare instant funding options on our challenges page to find the best pricing for your preferred account size.