Head-to-Head Comparison

FTMO vs The Funded Trader: Which Is Better in 2026?

Compare FTMO and The Funded Trader side by side. Profit splits, prices, challenges, payout speed, trading rules, and more. Based on verified data.

Last updated: April 1, 2026

FTMO and The Funded Trader are two of the most compared forex prop trading firms in 2026. FTMO holds a 4.80 Trustpilot rating from 38,670 reviews, while The Funded Trader is rated 3.00 based on 22,048 trader reviews. Here's how they compare on pricing, profit splits, drawdown rules, and payout conditions.

The Funded Trader offers a higher profit split at 99% compared to FTMO's 90%. On pricing, The Funded Trader starts at $42 while FTMO begins at $79, though FTMO offers up to $2M in maximum allocation. Both firms use balance-based drawdown rules, with FTMO setting the max loss at 10.0% and The Funded Trader at 10.0%. FTMO additionally permits news trading, hedging, weekend holding, giving it an edge for traders who rely on these strategies.

Choose FTMO if you prioritize balance-based drawdown (more forgiving) and a large community (38,670+ reviews). Choose The Funded Trader if a 99% profit split and fast payouts matter more to you. Both firms are verified and offer scaling plans, so the right choice depends on your trading style and priorities.

Quick Verdict

Overall Winner

FTMO

Scores 80/100 overall based on trust, conditions, payouts, strategies, and platform access.

/ 100

Rating

4.8

3.0

FTMOThe Funded Trader

Profit Split

90%

99%

FTMOThe Funded Trader

Starting Price

$79

$42

FTMOThe Funded Trader

Max Allocation

$2M

$2.5M

FTMOThe Funded Trader

First Payout

14 days

7 days

FTMOThe Funded Trader

Strategy Freedom

5/8

2/8

FTMOThe Funded Trader

Score Breakdown

FTMO

Trust & Reputation

Trading Conditions

Payout Quality

Strategy Freedom

Platform & Access

The Funded Trader

Trust & Reputation

Trading Conditions

Payout Quality

Strategy Freedom

Platform & Access

Detailed Side-by-Side Comparison

Metric

FTMO

The Funded Trader

Overview

Rating

4.8

3.0

Reviews

40,179

22,028

Years Active

11 years

5 years

Verified

Country

Market

forex

Pricing & Value

Starting Price

$79

$42

Max Allocation

$2M

$2.5M

Profit Split

90%

99%

Fee Refundable

Best Discount

No offer

15% off

Risk Management

Daily Loss Limit

Max Loss

10%

Drawdown Type

balance

Leverage

1:100

1:200

Execution

STP

Payouts

First Payout

14 days

7 days

Payout Frequency

bi-weekly

weekly

Scaling

Allowed Strategies

EA/Bots

Scalping

News Trading

Weekend Hold

Copy Trading

Hedging

Martingale

HFT

Platforms & Access

Platforms

MT4, MT5, cTrader, DXTrade

Match-Trader, DXTrade, cTrader

Assets

FX, Metals, Indices, Commodities, Crypto, Stocks

FX, Metals, Indices, Commodities, Crypto

US Accepted

View FTMO

View The Funded Trader

Challenge Price Comparison

Comparing prices for matching account sizes available at both FTMO and The Funded Trader.

Account Size

FTMO

The Funded Trader

Savings

$50K(1-step)

$319

$127

Save $192 with The Funded Trader

$100K(1-step)

$499

$254

Save $245 with The Funded Trader

Pros & Cons

FTMO

Pros

Higher rating (4.8/5 vs 3.0/5)
Refundable challenge fee
More trading strategies allowed (5/8)
More reviews (40,179)

Cons

Lower profit split (90% vs 99%)
Higher starting price ($79)
Slower first payout (14 days)
US traders not accepted

The Funded Trader

Pros

Better profit split (99% vs 90%)
Higher max allocation ($2.5M)
Lower starting price ($42)
Faster first payout (7 days)
Accepts US traders

Cons

Lower rating than FTMO
Challenge fee not refundable
Fewer allowed strategies

Who Should Choose Which?

Choose FTMO if you...

Plan to scale your account over time
Need maximum trading flexibility (EAs, scalping, news trading)
Prioritize a highly-rated, trusted firm
Want your challenge fee refunded after passing

View FTMO Details

Choose The Funded Trader if you...

Want the highest possible profit split
Are looking for a budget-friendly option
Need high capital allocation (up to $2.5M)
Want fast payouts
Plan to scale your account over time

View The Funded Trader Details

Frequently Asked Questions

Is FTMO better than The Funded Trader?

Based on our data-driven analysis, FTMO scores 80/100 overall. FTMO excels in trust & reputation, while The Funded Trader stands out for platform access. The best choice depends on your priorities as a trader.

Which is cheaper, FTMO or The Funded Trader?

FTMO starts at $79 while The Funded Trader starts at $42. The Funded Trader offers the lower entry price. However, consider the profit split and payout rules for the true value comparison.

Which has better profit splits, FTMO or The Funded Trader?

FTMO offers up to 90% profit split, while The Funded Trader offers up to 99% profit split. The Funded Trader has the higher profit share. Some firms increase splits through scaling programs.

Can I use Expert Advisors (EAs) with FTMO and The Funded Trader?

FTMO allows Expert Advisors, and The Funded Trader allows them. Both firms support automated trading.

Which firm pays out faster, FTMO or The Funded Trader?

FTMO's first payout is available after 14 days with bi-weekly frequency. The Funded Trader offers first payout after 7 days with weekly payouts. The Funded Trader gets you paid sooner.

Are FTMO and The Funded Trader legit?

FTMO has been operating for 11 years with 40,179 reviews and a 4.8/5 ratingverified. The Funded Trader has 5 years of operation with 22,028 reviews and a 3.0/5 ratingverified. Both are established prop trading firms.