Head-to-Head Comparison

FXIFY vs The Funded Trader: Which Is Better in 2026?

Name: FXIFY Trading Challenge
Brand: FXIFY
Availability: InStock

Compare FXIFY and The Funded Trader side by side. Profit splits, prices, challenges, payout speed, trading rules, and more. Based on verified data.

Last updated: March 20, 2026

FXIFY and The Funded Trader are two of the most compared forex prop trading firms in 2026. FXIFY holds a 4.83 Trustpilot rating from 5,047 reviews, while The Funded Trader is rated 3.00 based on 22,048 trader reviews. Here's how they compare on pricing, profit splits, drawdown rules, and payout conditions.

The Funded Trader offers a higher profit split at 99% compared to FXIFY's 90%. On pricing, FXIFY starts at $39 while The Funded Trader begins at $42, though The Funded Trader offers up to $2.5M in maximum allocation. FXIFY uses trailing-based drawdown while The Funded Trader uses balance-based drawdown, which is an important distinction for risk management. FXIFY additionally permits news trading, hedging, copy trading, weekend holding, giving it an edge for traders who rely on these strategies.

Choose FXIFY if you prioritize low entry pricing from $39 and scaling up to $4M. Choose The Funded Trader if a 99% profit split and fast payouts matter more to you. Both firms are verified and offer scaling plans, so the right choice depends on your trading style and priorities.

Quick Verdict

Overall Winner

FXIFY

Scores 76/100 overall based on trust, conditions, payouts, strategies, and platform access.

/ 100

Rating

4.8

3.0

FXIFYThe Funded Trader

Profit Split

90%

99%

FXIFYThe Funded Trader

Starting Price

$39

$42

FXIFYThe Funded Trader

Max Allocation

$4M

$2.5M

FXIFYThe Funded Trader

First Payout

N/A

7 days

FXIFYThe Funded Trader

Strategy Freedom

7/8

2/8

FXIFYThe Funded Trader

Score Breakdown

FXIFY

Trust & Reputation

Trading Conditions

Payout Quality

Strategy Freedom

Platform & Access

The Funded Trader

Trust & Reputation

Trading Conditions

Payout Quality

Strategy Freedom

Platform & Access

Detailed Side-by-Side Comparison

Metric

FXIFY

The Funded Trader

Overview

Rating

4.8

3.0

Reviews

5,346

22,028

Years Active

4 years

5 years

Verified

Country

Market

forex

Pricing & Value

Starting Price

$39

$42

Max Allocation

$4M

$2.5M

Profit Split

90%

99%

Fee Refundable

Best Discount

30% off

15% off

Risk Management

Daily Loss Limit

Max Loss

10%

Drawdown Type

trailing

balance

Leverage

1:30

1:200

Execution

STP

Payouts

First Payout

N/A

7 days

Payout Frequency

monthly,bi-weekly

weekly

Scaling

Allowed Strategies

EA/Bots

Scalping

News Trading

Weekend Hold

Copy Trading

Hedging

Martingale

HFT

Platforms & Access

Platforms

MT4, MT5, DXTrade, TradingView

Match-Trader, DXTrade, cTrader

Assets

FX, Metals, Indices, Commodities, Crypto, Stocks

FX, Metals, Indices, Commodities, Crypto

US Accepted

View FXIFY

View The Funded Trader

Challenge Price Comparison

Comparing prices for matching account sizes available at both FXIFY and The Funded Trader.

Account Size

FXIFY

The Funded Trader

Savings

$50K(3-step)

$143

$127

Save $16 with The Funded Trader

$100K(3-step)

$215

$254

Save $39 with FXIFY

Pros & Cons

FXIFY

Pros

Higher rating (4.8/5 vs 3.0/5)
Higher max allocation ($4M)
Lower starting price ($39)
Refundable challenge fee
More trading strategies allowed (7/8)

Cons

Lower profit split (90% vs 99%)
Slower first payout (14 days)
US traders not accepted

The Funded Trader

Pros

Better profit split (99% vs 90%)
Faster first payout (7 days)
Accepts US traders
More reviews (22,028)

Cons

Lower rating than FXIFY
Higher starting price ($42)
Challenge fee not refundable
Fewer allowed strategies

Who Should Choose Which?

Choose FXIFY if you...

Are looking for a budget-friendly option
Need high capital allocation (up to $4M)
Plan to scale your account over time
Need maximum trading flexibility (EAs, scalping, news trading)
Prioritize a highly-rated, trusted firm

View FXIFY Details

Choose The Funded Trader if you...

Want the highest possible profit split
Want fast payouts
Plan to scale your account over time
Are a US-based trader

View The Funded Trader Details

Frequently Asked Questions

Is FXIFY better than The Funded Trader?

Based on our data-driven analysis, FXIFY scores 76/100 overall. FXIFY excels in trust & reputation, while The Funded Trader stands out for payout quality. The best choice depends on your priorities as a trader.

Which is cheaper, FXIFY or The Funded Trader?

FXIFY starts at $39 while The Funded Trader starts at $42. FXIFY offers the lower entry price. However, consider the profit split and payout rules for the true value comparison.

Which has better profit splits, FXIFY or The Funded Trader?

FXIFY offers up to 90% profit split, while The Funded Trader offers up to 99% profit split. The Funded Trader has the higher profit share. Some firms increase splits through scaling programs.

Can I use Expert Advisors (EAs) with FXIFY and The Funded Trader?

FXIFY allows Expert Advisors, and The Funded Trader allows them. Both firms support automated trading.

Which firm pays out faster, FXIFY or The Funded Trader?

FXIFY's first payout is available after 14 days with monthly,bi-weekly frequency. The Funded Trader offers first payout after 7 days with weekly payouts. The Funded Trader gets you paid sooner.

Are FXIFY and The Funded Trader legit?

FXIFY has been operating for 4 years with 5,346 reviews and a 4.8/5 ratingverified. The Funded Trader has 5 years of operation with 22,028 reviews and a 3.0/5 ratingverified. Both are established prop trading firms.