Head-to-Head Comparison
Funding Pips vs ThinkCapital: Which Is Better in 2026?
Compare Funding Pips and ThinkCapital side by side. Profit splits, prices, challenges, payout speed, trading rules, and more. Based on verified data.
Last updated: March 20, 2026
Quick Verdict
Overall Winner
Funding Pips
Scores 64/100 overall based on trust, conditions, payouts, strategies, and platform access.
64
/ 100
Rating
4.5
vs4.2
Funding PipsThinkCapital
Profit Split
100%
vs90%
Funding PipsThinkCapital
Starting Price
$29
vs$39
Funding PipsThinkCapital
Max Allocation
$2M
vs$1.5M
Funding PipsThinkCapital
First Payout
N/A
vsN/A
Funding PipsThinkCapital
Strategy Freedom
4/8
vs4/8
Funding PipsThinkCapital
Score Breakdown
Funding Pips
AE
64
Trust & Reputation
84
Trading Conditions
85
Payout Quality
32
Strategy Freedom
50
Platform & Access
49
ThinkCapital
GB
59
Trust & Reputation
78
Trading Conditions
75
Payout Quality
32
Strategy Freedom
50
Platform & Access
49
Detailed Side-by-Side Comparison
Metric
Funding Pips
ThinkCapital
Overview
Rating
4.5
4.2
Reviews
49,082
602
Years Active
4 years
2 years
Verified
Country
AE
GB
Market
forex
forex
Pricing & Value
Starting Price
$29
$39
Max Allocation
$2M
$1.5M
Profit Split
100%
90%
Fee Refundable
Best Discount
5% off
25% off
Risk Management
Daily Loss Limit
5%
3%
Max Loss
10%
6%
Drawdown Type
static
trailing
Leverage
1:100
1:100
Execution
STP
STP
Payouts
First Payout
N/A
N/A
Payout Frequency
Bi-weekly
Bi-weekly
Scaling
Allowed Strategies
EA/Bots
Scalping
News Trading
Weekend Hold
Copy Trading
Hedging
Martingale
HFT
Platforms & Access
Platforms
MT5, cTrader, Match-Trader
ThinkTrader, MT5, TradingView
Assets
FX, Metals, Indices, Energies, Crypto
FX, Metals, Indices, Crypto, Commodities
US Accepted
Challenge Price Comparison
Comparing prices for matching account sizes available at both Funding Pips and ThinkCapital.
Account Size
Funding Pips
ThinkCapital
Savings
$5K(2-step)
$28
$29
$10K(2-step)
$52
$59
$25K(2-step)
$104
$104
$50K(2-step)
$208
$149
$100K(2-step)
$379
$262
Pros & Cons
Pros
- Higher rating (4.5/5 vs 4.2/5)
- Better profit split (100% vs 90%)
- Higher max allocation ($2M)
- Lower starting price ($29)
- More reviews (49,082)
Cons
- No significant disadvantages found
Pros
- Verified firm
Cons
- Lower rating than Funding Pips
- Lower profit split (90% vs 100%)
- Higher starting price ($39)
Who Should Choose Which?
Choose Funding Pips if you...
- Want the highest possible profit split
- Are looking for a budget-friendly option
- Need high capital allocation (up to $2M)
- Prioritize a highly-rated, trusted firm
Choose ThinkCapital if you...
- Prefer a firm based in GB
- Use ThinkTrader as your trading platform
Frequently Asked Questions
Is Funding Pips better than ThinkCapital?
Based on our data-driven analysis, Funding Pips scores 64/100 overall. Funding Pips excels in trust & reputation, while ThinkCapital stands out for trading conditions. The best choice depends on your priorities as a trader.
Which is cheaper, Funding Pips or ThinkCapital?
Funding Pips starts at $29 while ThinkCapital starts at $39. Funding Pips offers the lower entry price. However, consider the profit split and payout rules for the true value comparison.
Which has better profit splits, Funding Pips or ThinkCapital?
Funding Pips offers up to 100% profit split, while ThinkCapital offers up to 90% profit split. Funding Pips has the higher profit share. Some firms increase splits through scaling programs.
Can I use Expert Advisors (EAs) with Funding Pips and ThinkCapital?
Funding Pips allows Expert Advisors, and ThinkCapital allows them. Both firms support automated trading.
Which firm pays out faster, Funding Pips or ThinkCapital?
Funding Pips's first payout is available after 14 days with bi-weekly frequency. ThinkCapital offers first payout after 14 days with bi-weekly payouts. Funding Pips gets you paid sooner.
Are Funding Pips and ThinkCapital legit?
Funding Pips has been operating for 4 years with 49,082 reviews and a 4.5/5 ratingverified. ThinkCapital has 2 years of operation with 602 reviews and a 4.2/5 ratingverified. Both are established prop trading firms.